1, student accident insurance:
Student accident insurance mainly protects students from accidental injury or disability on or off campus.
Insurance companies usually provide a certain amount of compensation for accidental death and disability, covering traffic accidents, falls, drowning and so on.
This kind of insurance usually includes emergency rescue expenses, hospitalization allowance, lost time allowance and reimbursement of unexpected medical expenses.
2, student medical insurance:
Student medical insurance provides medical expenses protection for students during their school days.
Insurance companies usually pay students' outpatient fees, hospitalization fees, surgery fees, medicine fees and other medical expenses.
The specific coverage may include reimbursement of medical expenses in the case of daily diseases, accidental injuries and acute diseases.
3. Accidental hospitalization allowance insurance for students:
Student accidental hospitalization allowance insurance provides financial support for students' accidental hospitalization.
Insurance companies usually provide a daily allowance according to the number of days of hospitalization to help students make up for the extra expenses incurred by hospitalization.
Allowances can be used to pay for meals, transportation, telephone and other expenses during hospitalization.
4. Student financial assistance insurance:
Student financial assistance insurance provides financial support for students and helps them complete their studies and living expenses.
When the insured dies or is disabled unexpectedly, the insurance company provides a certain amount of subsidy to make up for the loss of family income.
This grant can be used to pay students' daily expenses such as tuition, living expenses, book fees and accommodation fees.
Please note that the above are only common types of student insurance and cannot cover all possible products.
Before buying student insurance, it is recommended to read the insurance contract carefully and understand the specific terms of the insurance company.
It is best to consult an insurance agent and choose a suitable student insurance plan according to personal needs.
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