Get a credit card
That one will do; Just have an ID card; Personally, I think CCB and Bank of Communications are the best services. There will be no risk. You may have to charge an annual fee. I have a lot of cards now, all given by the school; There is Longka of Jilin University; Bank of communications student card, etc. Of course, this is done in the name of the school, and there is no annual fee; Personal office is basically one year 10 yuan. Go to the bank and tell him what business to do, just fill out a form; There is nothing wrong with the debit card. Of course, I don't know if I personally do this. Anyway, I just spend the dragon card first and then pay it back, just pay it off within 50 days. Exceeded the interest rate. You can overdraw 1000 yuan! Of course, credit card consumption, ATM money. Two yuan!