1. Holidays and suspension from school: during the winter and summer vacations, during the suspension from school due to illness, and during the educational practice, project research and social investigation stipulated by the school, if college students live outside the overall planning area and need hospitalization or outpatient treatment for major diseases, they should register with the medical insurance agency through the school medical security management department and choose the designated medical institution for medical treatment.
2. Network hospitals or cooperative medical institutions: Medical insurance for college students can be used in network hospitals or cooperative medical institutions that cooperate with insurance companies.
3. Reimbursement ratio and limit: According to insurance companies and specific insurance plans, the reimbursement ratio and limit may be different.
4. Reimbursement process and material preparation: When seeking medical treatment in different places, it may be necessary to provide relevant medical documents and vouchers according to the requirements of insurance companies, such as medical invoices, doctor's prescriptions, diagnosis certificates, etc. In order to facilitate the subsequent reimbursement application.
5. Filing and direct settlement.
The reimbursement ratio of college students' medical insurance outpatient service is also different, as follows:
1, insufficient medical expenses 1000 yuan, 35% reimbursement.
2, medical expenses in 1000 yuan to 5000 yuan, 45% reimbursement.
3, medical expenses in 5000 yuan to 10000 yuan, 55% reimbursement.
4. If the medical expenses are above 1 10,000 yuan, 65% will be reimbursed.
To sum up, college students' medical insurance can be reimbursed in different places as long as it meets certain conditions and processes.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 28
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.