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How do college students save money to buy a house?
How do college students buy their own houses? This topic sounds impossible. When many people first heard that I had this dream, their first reaction was:

Wow! Awesome, your family must be very rich, otherwise how is it possible? Stop dreaming and be realistic.

To be honest, at first, I thought it was completely impossible. Looking at the rising house prices and my deflated pocket, this sentence sounds even more difficult to realize. But as the saying goes, "How bold and productive people are", I will tell you how I tried to save money to buy a house during my college years!

Trend chart of housing prices in first, second and third tier cities nationwide

To tell the truth, at the moment when the economic situation and employment situation are so severe, having a house of your own, no matter how small, can be regarded as having a home and a shelter from the wind and rain. On this premise, we will carefully consider the strategy. Buy a house in full, hundreds of thousands and millions. In contrast, it is more feasible to buy a house with a loan. Suppose your target location is a relatively good city (we won't talk about the prime location of Beishangguang, and the house with an inch of land and more than 100,000 square meters is real. Young people, especially college students, can't afford it unless there is a mine at home. My personal target house is about 1-2w, which is already a good price. A person can live in 50 to 70 square meters, and the money needed is between 50 W and140 W. According to the latest housing policy, graduates have to pay a down payment of 30% when buying the first house, so you need to pay a down payment of150,000 to 520,000. Of course, if you buy a house and live together after marriage, I don't think it is necessary to start saving money at this precious age. So, if you have this idea, you must want to have a small house of your own, which belongs to you completely and earns by yourself.

Let's take a middle value, that is, you have to pay at least 20w-50w down payment. 500 thousand is in college. It is basically impossible to save enough, except for starting a business. Of course, a few students who eat appearance bonuses may try to be models or anchors, or self-media bloggers. This kind of occupation is characterized by making money quickly. If they can do it well, five or six figures a month is not a dream. However, models have extremely high demands on their physique and figure. Whether the media can be popular depends on both strength and operational ability, as well as opportunities. Seemingly simple things, in fact, after entering the business, you will find many doorways.

But here we only discuss ordinary, ordinary college students, who are just doing their duty. If you want to buy a house, you don't have to consider the hard work of handing out leaflets and washing dishes. It will cost you one or two thousand a month. First of all, I recommend a part-time job that all college students can try-tutoring.

Here is my personal experience as an example. As a normal student of 2 1 1, when there is no class in the second year of high school, he starts to do homework for a junior high school student regularly, for three hours every night, one hundred and fifty, four or five thousand a month. And I will work part-time in a public institution on weekends, so there are about 6 thousand a month. Moreover, the normal students at public expense receive public subsidy from 600 yuan every month. School meals are cheap and good, and it is enough to spend less than 1500 per month, including clothes and daily necessities. In addition, I insist on serializing novels on the website. My monthly income ranges from 1-3K, and I always get 1w for half a year. So when I was a sophomore, I removed my expenses (the living expenses were paid by myself, not by my parents) and saved 3w in the bank. Save 3w for one semester, leaving five semesters 15w, totaling 18w, barely enough for the down payment. However, there are also uncertain factors-the epidemic situation closed the school, the novel reward was not enough, the students changed teachers, and the school attended classes at night. ...

Other sideline businesses that can be developed, such as street stalls, are very popular now. My senior three brother began to sell his favorite shaved ice as soon as he finished his high school exam. In the night market, the minimum income is two or three hundred yuan a night, and a month is also a lot of income. Universities can also purchase goods and set up stalls on campus. Especially in closing time, students have a strong desire to shop, which is a good commercial channel. My college classmates also have their own snack shop in the dormitory. They regularly purchase goods from the Internet every week and sell them at a price lower than that of the school supermarket, and they travel all over the dormitory floor by floor. Because there are more than 2,000 dormitories in the whole dormitory, the daily income is between 400 yuan and 500 yuan, but it is hard. Besides, I also sell fruits, make homemade desserts and get manicures in my dormitory. In addition, I also have students who are humorous and eloquent, and insist on making short videos to become kol, which is what we call a big blogger. Advertising offers a few W … these sideline businesses will bring considerable income to your dream of buying a house if you persist. If you must buy a house of your own before graduating from college, then the above is the way I know how college students earn and save money, and I will provide you with a reference.

Finally, I want to emphasize that if you want to buy a house, it must be based on the fact that your university has no other pressure. If you still have the pressure of postgraduate entrance examination and doctoral degree, I still don't recommend you to think too much about making money. After all, there are many opportunities to make money in the future, but the only time to improve myself is in college these years. The essence of university is learning. If you don't have extra energy to do other things, then I still suggest you learn your major well first, and don't worry about making money. Because you want to save money to buy a mansion and a house now, the essence is actually the same. Your desire can't help you improve your earning power. Instead of constant worries and fantasies, it is better to do the current thing in a down-to-earth manner. Some majors, such as medicine or computer science and finance, need a precipitation period. After this precipitation period, you will get started slowly and your income will increase rapidly. Maybe you can't save any money in college. On the contrary, you will spend a lot of money on your studies, but your rate of return may be high after graduation.

I hope everyone can realize wealth freedom at an early date through their own efforts! Have your first suite as soon as possible ~