College students can invest in the following financial products and come to Qian Shengqian:
1, fund
College students can spend some money to buy funds or invest in funds. By continuously investing in funds and increasing holdings, you can share the cost of holding positions and spread risks. When the funds rebound, it can realize the smile curve effect and exchange time for income.
2. Yu 'ebao
The funds deposited by college students in Yu 'ebao are generally used to buy some money funds, which is less risky and more stable, and also more convenient for investors' daily living expenses.
3. Reverse repurchase of government bonds
The essence of reverse repurchase of government bonds is short-term loans. Individuals lend their own funds through the national debt repurchase market and obtain fixed interest income. The threshold is 1 0,000 yuan.
4. stocks
College students can also choose to buy some stocks, but it should be noted that when buying stocks, investors should try to choose those stocks with greater weight and better performance for long-term investment.
5. Fixed income wealth management products
Fixed-income wealth management products, the expected income is locked in a certain range, and the risk is small. College students can buy such products through banks, insurance companies or securities companies.
6. Convertible bonds
Convertible bonds are different from national debt. They are generally a kind of bonds issued by listed companies for financing. They have the dual attributes of bonds and stocks, that is, investors can hold them until maturity, and listed companies can repay the principal and interest. They can also choose to sell or convert into stocks in the secondary market to earn the difference. For college students, it is a good investment strategy to do convertible bonds to make new operations. After winning the lottery, most of them will have a profit of about 10%.