(9) Sesame score is 350-600: poor.

This score is mainly aimed at newcomers who have just opened Alipay or users with bad credit records, such as some serious defaults. Sesame credit belongs to this range, which is relatively poor and many functions will be limited. You can only simply use basic functions such as third-party payment, mobile phone quick payment, quick transfer and cash withdrawal, and living payment.

Second, the sesame score is 600-650: medium.

At present, many people's sesame credit scores are between 600 and 650, which can only be regarded as an average level, and they can enjoy basic functions such as financial credit business. For example, the minimum requirement for ants to borrow money must be above 600.

Third, sesame score 650-700: excellent.

There should be the most people with sesame seeds between 650 and 700. Users in this score range can enjoy riding without deposit, and some hotels, charging treasures and umbrellas can be rented without deposit.

Four. Sesame score 700-950: excellent.

The sesame score in this range is excellent, and the basic conditions of people who can reach this score should not be too bad. These users have basically not defaulted, and Alipay accounts are highly active. Users with this score can enjoy some special rights. For example, users with sesame score of 750 can apply for an international visa report online.

If you want to know what kind of people have high sesame scores, let's first understand the evaluation criteria of sesame scores.

At present, Sesame is evaluated once a month, and the reference factors of evaluation include five dimensions: credit record, behavior preference, performance ability, identity characteristics and personal connections. When some behaviors of users meet the requirements of these five dimensions, sesame scores will be higher.

In general, people with high sesame scores mainly have the following characteristics.

First, credit card loans and other behaviors are repaid on time. Whether it is a bank loan, other loans or credit card arrears, as long as it is on credit or not, the sesame system may recognize it, so if you want to get a higher sesame score, you must repay it on time.

Second, Alipay is relatively active. The activities here include all the activities of users in the Alibaba system, such as Taobao, Tmall shopping, or Yu 'ebao, Lucky Wealth Management, ANT FOREST activities, transfers, offline consumption, donations and so on. The higher everyone's participation, the easier it is to improve sesame scores. For example, every shopping or financial management helps to improve sesame scores.

Third, its own conditions are better. The conditions mentioned here are relatively good, including education, occupation, personal assets and so on. Under normal circumstances, the sesame score of college degree or above is higher than other degrees, and the employees of civil servants, institutions or Fortune 500 companies will be higher than other occupations. Sesame with a house and a car has a higher credit score than other people without a house and a car.

1, sesame score is between 350 and 600: indicating poor credit.

This score mainly exists in newcomers who have just opened Alipay, or users with poor credit transaction records in the past, such as past credit default. If this range is valuable, then sesame credit is relatively poor. Not only will many credit functions be restricted, but we can only simply use some basic functions of Alipay, such as payment function, quick cash transfer and living payment.

2. Sesame score is between 600-650: indicating medium credit.

At present, the score of Sesame Credit is between 600 and 650, and there are many people. At this stage, the score can only be considered as average, but the basic financial business functions of ants can be enjoyed. For example, the minimum requirement for ants to borrow sesame seeds must be above 600.

3. Sesame score is between 650 and 700: indicating excellent credit.

Nowadays, the number of people with sesame seeds between 650 and 700 can be said to be the most. Users within this score range can enjoy more advanced deposit-free service, and can borrow things from * * * bicycle shops, hotels, * * charging treasures and * * umbrella rental shops without deposit.

4. Sesame score is 700-950: indicating excellent credit.

At present, the sesame score is 700-950, and there are not many people, because the basic conditions of people who can reach this score should not be too bad. These users basically have no breach of contract, and the monthly activity of Alipay accounts is very high. This high-scoring user can also enjoy some special rights and interests services. For example, a user with a sesame score of 750 can apply for an international visa report online.

At present, sesame seeds are evaluated once a month, and the main factors include credit history, behavior preference, performance ability, identity characteristics, personal connections and so on. When the user's daily use behavior touches the matching of these five dimensions, the sesame score will be relatively high, showing an increasing effect.

As the saying goes, birds of a feather flock together.

First, credit card loans need to be repaid on time. Whether it is bank loans or other third-party platforms or credit card arrears, whether it is credit reporting or not, Sesame Sub-system may identify your records. It is worth mentioning that you can now know your own credit index, internet hacking, overdue behavior, credit verification and so on. Search for "joint check" through WeChat, so if we want to get a higher sesame score, we must repay it on time.

Second, the activity of using Alipay is high. The activities here include all the behaviors of users in the Ali system, such as Taobao shopping, Tmall, Yu 'ebao, ANT FOREST, transfer, offline consumption, donation and so on. Only the higher everyone's participation, the easier it is to get sesame points. The more you use it, the higher the promotion.

Third, personal conditions, a good source of judgment, mainly education, occupation, assets, marriage, generally, if it is college education or above, Sesame Branch is higher than other high schools and junior high schools, civil servants, employees of Fortune 500 companies, people with houses and cars, and Sesame score is higher than other people without houses and cars.

According to Alipay's own classification, below 550 is poor, 500 ~ 600 is medium, 600 ~ 650 is good, 650 ~ 700 is excellent, and above 700 is excellent. Although more than 700 points are excellent, they can only be said to be average, because Alipay is doing marketing and giving users a sense of honor. In fact, as long as the credit is not extremely poor, the credit scores are excellent, but the higher the score, the harder it is to rise.

I thought the score of 802 was already high, but I didn't expect the students to be over 830. There are always people outside, and there are days ahead. However, according to Alipay's recommendation, most credit functions above 600 points can be used, such as credit rental, mutual insurance above 650 points, car rental without deposit, and credit visa above 700 points.

Hello, I'm glad to answer your question. My Alipay sesame score is 734. I hope my answer can help you.

Sesame credit score is a system used by Alipay platform to measure users' credit. Quantify component value according to user behavior. The higher the score, the better the user's credit.

The range of sesame seeds is 350-950. In this way, 700 is above average at best. In fact, most of my colleagues and friends have sesame scores above 700, so I think this is normal.

Although the score of 734 is not high, in order to describe it more accurately, let me talk about my situation first. I have real-name authentication in Alipay. I used to work in a state-owned enterprise, with five insurances and one gold, and my car loan and mortgage repayment were in good condition. Usually Alipay is more used for payment and living expenses. Sometimes I save some money in Yu 'ebao, often ride a bike and often steal energy from my friend ANT FOREST.

Although my score is not high, I accidentally met a man with a sesame score of 850, and his situation surprised me.

Going shopping last weekend, I passed a deli and suddenly thought of buying some cooked food. It takes a few minutes to go in and have a look at the fresh cooked food. While waiting, I heard a conversation between two apprentices in the deli. A 20-year-old boy said that his sesame score was 850, but another boy didn't believe it. He took out his mobile phone and saw that it was 850.

Their conversation caught my attention. The first boy said that all his payments were made through Alipay, and his monthly salary of 2,000 yuan was kept in Yu 'ebao. His daily expenses are paid through the flower garden, and he often pays his credit card with Alipay. He goes to work by bike every day, so he can save energy in ANT FOREST. Two trees have been planted. In the long run, not only did the deposit increase, but the sesame score also gradually increased to 850 points.

From this perspective, people with high sesame scores must be particularly trustworthy and must be people who often use Alipay.

Send a picture first. My sesame credit score is 774, which is an excellent credit rating.

Alipay Sesame Credit Score is mainly evaluated through five dimensions: credit record, behavior preference, performance ability, identity characteristics and personal relationship. Sesame score is the result of comprehensive evaluation, and can not be improved quickly through unilateral behavior. More than 700 is an excellent credit rating, the highest is 950, but I haven't met 950 yet. I got 772 points in the exam last month, and I got 2 points this month.

People with high sesame credit scores are sure to repay on time, have no bad records, and often use Alipay, with good personal conditions and connections. So far, I have twenty or thirty Alipay friends. I don't know exactly how to improve my sesame score, but I think paying back on time, choosing Alipay for living expenses, traveling by bus in a green way and riding a bike in a designated place can all improve my sesame credit score. Be proud of my credit score and try to get close to 950 points!

In the past, borrowing money depended on credit, but now this society is a little scared if it borrows money from acquaintances. People who open their mouths are afraid that it will hurt their feelings, and the borrower is thinking about how to get rid of it or when you can return it. Isn't there a saying: it's all uncles who owe money now.