Then the school helps these students solve their financial difficulties by applying for national student loans and work-study programs. The Ministry of Education stipulates that all public colleges and universities must establish systems.
Student-origin credit student loan refers to the student loan issued by China Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school. Student loans are credit loans, and students and their parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment.
Extended data:
Problems that should be paid attention to in student-origin loan;
1, loan contract signing frequency:
In order to standardize loan management and avoid unnecessary legal disputes, the Development Bank stipulates that student loan contracts should be signed once a year. When signing a loan contract for the first time, the borrower and the borrower must be present at the same time; When renewing the loan and signing the contract, the borrower or the borrower can handle it with the power of attorney.
From 20 1 1, the terms of the new version of the student loan contract stipulate that the borrower and the borrower authorize each other by default, and there is no need to sign a power of attorney.
2.* * * Same borrower: * * The same borrower is the borrower's parents or legal guardians in principle, and the household registration before entering school must be the same as the borrower himself; * * * If the borrower is not a parent, he must be between 25 and 60 years old. If the borrower is over 60 years old, please change the borrower.
3. Materials required for the initial application of student-origin student loan: sealed application form, borrower and borrower's ID card, college admission notice (students holding student ID card) and copies of the above materials; I and the * * * borrower only need to produce the household registration book, without a copy; Other materials that need to be provided by the funding center. From 20 1 1, students only need to go to the university financial aid center to handle the electronic receipt online, instead of mailing the paper receipt.
4. Materials required for re-applying for student-origin credit student loan: application form signed by myself and copy of student ID card. If the borrower or the borrower can't come to the acceptance site, the other party can apply with the power of attorney (20 1 1 new contract is unnecessary). A certificate issued by the university funding department that I have not applied for a national student loan in a university.
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Baidu Encyclopedia-Student Source Credit Student Loan