It is quite reliable to apply for a loan on Rong 360, because the products on Rong 360 are strictly audited and there will be no deception. Moreover, it integrates 360' s unique intelligent search and matching system, which can recommend the most suitable loan products and choose the best loan for users.

However, if you want to apply for a loan on Rong360, you still need to meet its application conditions:

1. The applicant is between 22 and 60 years old;

2. Have a stable job and income, and have a bank salary of at least 6 months;

3. Personal credit information is good and there is no record of bad credit information.

1 Introduction to Rong 360: Rong 360 (Beijing Rong Century Information Technology Co., Ltd.) is a typical format of "Internet finance". It is a new online financial service company, which uses big data, search and other technologies to visually present financial products of hundreds of banks to users. Rong 360, founded on 20 1 1, is an intelligent product selection platform for mobile finance, providing search and comparison services and application services for financial products such as loans, credit cards and wealth management. 20 15, StarVC invested in 360 yuan. 2017 165438+1October16, Jianpu Technology, a subsidiary of Rong360, was listed on the New York Stock Exchange with the stock code "JT".

2. Products and services: The model of Rong 360 is "search matching recommendation". Login to the website, Rong 360 provides a form for users to filter the real situation of users. After viewing the basic financial situation, users can enter the purpose, amount and term of the loan, that is, they can find out which financial institutions provide such loans and the loan conditions. In addition, Rong 360 provides the function of shopping around, making the whole loan demand and conditions clear at a glance. Users can choose which financial institution's loan manager to contact online according to their preferences. Rong 360 started from the search and recommendation of consumer loans such as commercial loans, mortgages and car loans, and quickly entered the credit card field. Users who need to bid can search and compare thousands of credit cards in one stop, fill in the information directly and apply online. Financial search and price comparison services enable ordinary people to obtain more comprehensive financial product information. "Internet wealth management, bank wealth management and online loan wealth management have not yet made a platform for information collection and comparison. 360 financial search just makes up for this market space." Ye Daqing said. After some loan users submit their applications online, Rong 360 will invite them to the offline loan convenience store outlets to collect paper materials after judging the authenticity of their intentions, so users don't have to go door to door. The loan applicant does not need to pay extra fees, and Rong 360 charges a certain percentage of service fees from financial institutions.

How does Rong 360 get a loan?

1. Fill in the loan application form;

2. Recommend the corresponding credit customer service manager through the platform;

3. Account managers and customers know each other one by one;

4. Handle relevant loan procedures.

Borrowing users can directly check the information of loan companies in Rong 360 and find a suitable loan company to apply for a loan. Because there are many loan companies, different businesses and different loan interest rates.

Extended data:

The financial products on the Rong 360 platform come from state-owned banks, joint-stock banks, foreign banks, city commercial banks, companies, guarantee companies, pawn shops and other nationally recognized financial institutions.

Therefore, different lending institutions, different loan products and different applicants' qualifications will have different loan interest rates. On this platform, you can also compare several loan interest rates to find a more suitable loan product.

The financial products on the Rong 360 platform come from state-owned banks, joint-stock banks, foreign banks, city commercial banks, companies, guarantee companies, pawn shops and other nationally recognized financial institutions. Rong 360 provides users with convenient, cost-effective and safe financial information services for free. It is a financial search platform with the widest coverage of cities and the largest number of service users.

Office workers generally recommend loans with a term of about 50,000 yuan 12 months, of which the loan interest is between 0.6% and 4.85%.