First, how to apply for a national student loan Students from poor families need to apply for a national student loan from a local bank through their school. In principle, students apply once during their school days, and the bank issues national student loans by stages. Students applying for national student loans usually need to provide the following materials:

1, national student loan application;

2. Copy of my student ID card and resident ID card (minors must provide valid identification of legal guardians and written consent to apply for loans);

3. I explain the family's financial difficulties;

4. Proof of family financial difficulties issued by the relevant department where the student's family is located. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them.

Second, the conditions for applying for a national student loan 1. Undergraduate students (including higher vocational students), graduate students and second bachelor's degree students with financial difficulties in full-time colleges and universities;

2. Have People's Republic of China (PRC) nationality and People's Republic of China (PRC) national identity card;

3. Have full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians);

4, honest and trustworthy, law-abiding, no illegal behavior;

5. study hard and be able to complete your studies normally;

6. Due to the family's financial difficulties, the income earned during the school period is not enough to cover the basic expenses (including tuition, accommodation and basic living expenses) needed to complete their studies.

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Second, how to apply for a student loan? What are the requirements?

The process for college students to apply for student loans is mainly as follows:

1, bring the admission notice (non-freshmen can bring their student ID cards) and materials that need to be prepared in advance, find the local education service window to handle this business, declare your reasons, and then start processing.

2. Fill in the basic information and determine the loan amount. The specific operation method is very simple, just follow the tips of the staff step by step.

3. If it is convenient for high school graduates to apply, they only need to bring relevant information and apply with the agent.

4. If you are a college student who is already studying, you need to print a list and stamp it at any unit in the village committee, township or street. After that, the processing steps are the same as those of fresh graduates.

Third, how to apply for a student loan? What are the requirements?

Under the conditions of socialist market economy, the CPC Central Committee and the State Council have used financial means to improve the financial aid policy system of ordinary colleges and universities in China. Government-led, financial departments and universities work together to help poor families in colleges and universities. Bank loans need to be secured or mortgaged, and they need to promise to apply for loans from banks to pay for domestic loans in their careers. Like: poverty in colleges and universities; Features: financial discount; (1) The loan bears 50% interest, and the remaining 50% interest is paid by the finance. (2) guarantee the poor loans. (3) The loan shall be applicable to the university. The loan is based on the Decision (Trial) issued by the People's Bank of China, the Ministry of Education and the Ministry of Finance in May this year. Conditions: Colleges and universities should actively implement the policy of student loans and cooperative banks. With high loan assistance, other private colleges and universities should pay attention to the school recruitment brochure, require home loan assistance conditions, and stipulate 1 difficult undergraduate (including higher vocational education) and second place in scientific research; 2. Have China nationality and full capacity for civil conduct (if you do not apply for a home loan, you must agree in writing with your guardian to abide by the rules and regulations; 5. Study hard to finish school; 6. Families with financial difficulties can earn enough income to pay the basic expenses (including tuition, accommodation and basic expenses) needed to complete their studies. Every time the applicant helps the loan, he needs to read through the application from the school to the bank. What materials should the applicant provide during the bank loan? 1. family help loan application; 2. A copy of the resident ID card of this certificate (the certificate of written consent to apply for a loan, and the identity certificate with no clear guardianship effect); 3.； 4. The relevant family departments have proof of family financial difficulties and are legally responsible for the authenticity of the proof materials provided. Who will examine and approve the application for domestic helper loan? The school department will review the authenticity and completeness of the submitted materials; The bank is responsible for the final examination and approval of the loan application, how to sign the loan contract with the handling bank, the loan application is examined by the school, the school examines and approves the bank, fills in the loan contract, signs the loan receipt and other texts, and the school should inform the borrower or his guardian of the application or loan information.

4. What are the conditions for obtaining a college student loan?

No conditions! As long as you are a full-time undergraduate or full-time college student. Fill in the questionnaire about the family situation of college students and then apply to the local bank that issues student loans with the admission notice.