1. stock-super high-yield wealth management products.

As long as you open an account in a brokerage firm, you can join the stock market without preparing too much principal. Everyone has heard of the stimulation of stocks, so the investment should be controlled within 20% of the total assets. Because of the high risk, it is not recommended for financial novices to hoard goods. It is easy to cut leeks without understanding the market, but it takes too much time and energy to study systematically.

2. Funds-financial products with safety, profitability and liquidity.

The fund's funds are kept in the bank, which is very secure. Compared with investing in the stock market, the fund is managed by a special person and the investment income is relatively stable. Since the fund 10 yuan, the price is very close to the people, and the investment varieties will not be concentrated on one variety, so the risk is very low. Moreover, investment funds don't have to worry about money being trapped, and the fund is easy to redeem and has high liquidity.

The reason why many people's fund income is not high is that they will not choose funds. Investors who have gained a lot from investing in funds for many times can get long-term income: limited income! Click to participate in the fund training camp, and the high-yield fund has flowed out. Speed and investment income can reach 15%!

3. National debt-a wealth management product with low threshold, high security and poor liquidity.

National debt has many advantages. First, you can buy it as long as 100 yuan. It has high security, because the issuer is a country, and there is still about 4% income a year. National debt is a long-term investment, and it is not recommended to redeem it in advance unless necessary, because a handling fee of 0. 1% is required for withdrawal.