Although the famous school loan has gone offline, it has not closed down and can still be repaid. You can contact the staff of the famous school loan and then make repayment. But if this time is overdue, there may be something else on the table. The problem of campus loan. The famous school loan did not close down, but went offline, and all kinds of campus loan products have been banned. Interest should be repaid according to the current law, and the consulting fee can be recovered according to law. According to the Supreme People's Court's latest Provisions on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases, as long as the monthly interest does not exceed 3 points (that is, 30%), it is not usury. If you borrow the principal of 20,000 yuan from a famous school, you need to repay it in addition to the principal, if interest occurs in the middle, such as interest 14308 yuan. If the so-called consulting fee is charged in the process, the interest on this loan is still a little high, so the pressure of repayment is great. Second, we must deal with the debt problem in time, because many students don't know much about social and economic conditions when they first enter school. At this time it will be used by people with ulterior motives. Under such circumstances, they will lead to financial crisis, but in fact, students can still alleviate it through their own efforts. After all, as long as they find a job, you can always accumulate financial resources slowly. Well, at this time, you still have to keep working hard. Only when your ability to make money is enhanced can these debts be carried on for a long time as soon as possible. Third, we must learn to establish financial awareness. In fact, many young people have started to manage their finances. For example, there are many young people who invest in funds, and parents can also instill some financial awareness in their children so that they can better handle their financial problems.