1, further education loan: that is, the national student loan that is often said at ordinary times;
2. College student loans: during the school period, for various reasons, such as paying training fees, starting a business, developing and designing new projects, etc. , such loans must be strictly checked for raw materials, and institutions should assist in the application;
3. Students' loans after graduation: There are many such situations, and the key is personal business loans after graduation.
4. Consumer loan: It depends on personal situation.
Students must be 18 years old to apply for a loan. These are several ways for students to borrow money.
College students' loan methods
1. further education loan: that is, the national student loan. When students are admitted to the university, their families can't afford the university expenses and carry out the loan theme activities. Generally choose a student loan. Students must bring their ID card, household registration book, university notice and other relevant documents, as well as proof of family difficulties, to the local bank for practical information consultation;
2. College student loans: during the school period, for various reasons, such as paying training fees, starting a business, developing and designing new projects, etc. This kind of loan must strictly check the raw materials, and colleges and universities should assist in the application. Because students belong to the school management system at this time. It's just that the supporting documents at this time must be comprehensive and have a scope, which is naturally based on different existing policies;
3. Students' loans after graduation: There are many such cases. The key is to give priority to personal business loans after graduation. At present, there are different policies for borrowing standards all over the country, but it is not too difficult to operate in practice. It is worth noting that, under normal circumstances, it must be a national civil servant loan guarantee, and the term after graduation is limited to a certain extent, which cannot exceed how many years, such as three or five years;
4. Consumer loan: Depending on individual circumstances, generally sign a contract with the service platform as required.
Second, the state forbids college students to borrow money, but why don't students who have already borrowed money consider how to solve their own problems?
Think about solving it? There are still many college students looking for the root cause. What is this?
Third, student loans, how do high school students get loans?
The state expressly stipulates that loans are not allowed under the age of 18.
If you are a student, don't take a loan, especially to an outside loan company. Generally speaking, the platform for your 18-year-old loan is generally private lending, with high interest, which is beyond your affordability.
Besides, you can talk to your friends and family about how much money students can use, so don't go out to borrow money.