Social security contributions are being adjusted.
Call and pay social security through fictional labor relations.
This road is dead.
Social security telephone payment is illegal.
In real life, some people who don't have a work unit, in order to enjoy social security benefits, get the qualification to buy a house and a car, avoid paying social security, appeal to pay social security through a payment company, or appeal to pay social security with friends and relatives. But in fact, the two sides have not established a real labor relationship, which is actually suspected of breaking the law.
Since March 8, 2023, the Measures for Administrative Supervision of Social Insurance Funds have been officially implemented. According to Article 32 of the Measures, if an employer or individual commits one of the following acts, defrauding social insurance benefits by fraud, forgery of certification materials or other means, it shall be dealt with in accordance with Article 88 of the Social Insurance Law of People's Republic of China (PRC), including fabricating personal information and labor relations, using forged, altered or stolen certificates that can prove the identity of others, providing false certification materials and fabricating social insurance conditions by other means to make up for illegal payment.
An industry insider who did not want to be named said that it is illegal for individuals to pay taxes by telephone, and there is basically no dispute in the industry. This is forbidden, and companies that are still doing it are also doing it boldly.
Social security relief
At present, many people's social departments have publicly released news, clarifying that the conditions for participation and fictitious insurance are suspected of violating laws and regulations.
Among them, the Guangzhou Municipal Bureau of Human Resources and Social Security released a message in official website, reminding everyone not to believe in one-time social security payment advertisements. At present, the country is carrying out a special rectification campaign for the safety of social security funds and illegal insurance contributions, which has serious consequences.
Guangdong provincial department of human resources and social security decided to launch a special campaign to crack down on illegal insurance contributions from April 2023 to June 65438+February. The special action mainly cracked down on illegal insurance and payment of social insurance premiums through fictitious labor relations and forged certification materials.
Zhang Yinghua, an executive researcher at the World Social Security Research Center of China Academy of Social Sciences, said that some people cheated social security by paying fees in violation of relevant regulations for their own interests, resulting in the loss of social insurance funds, which was unfair to the insured who paid the fees according to law. If left unchecked, it will encourage speculation.
Wang Weiqing, an industry tutor with a degree in taxation from the School of Economics of Fudan University, also said that the rectification of illegal insurance contributions is also a reflection of the social security fund's throttling and plugging loopholes. It is unreasonable for unqualified people to make up for their personal goals by resorting to illegal means. Judging from the future trend, the management of social security will become more and more strict.
The e-commerce platform has blocked the social security call service.
After the policy is clear, have all the companies previously engaged in social security disappeared?
However, at present, not all e-commerce platforms block related services.
Social security has serious consequences. What should I do?
The reason why these shops avoid receiving benefits is to avoid the "crime" of defrauding social security benefits.
At present, some people have been sentenced. A case published by Beijing Chaoyang District People's Court on 202 1 shows that a company in Beijing adopted a fictitious labor relationship to pay maternity insurance for 36 pregnant women who did not have the conditions to participate in the insurance in the name of the company's employees, and defrauded the maternity allowance of more than 980,000 yuan. The last eight people were sentenced.
It is also risky for people who choose social security.
Guangzhou Municipal Bureau of Human Resources and Social Security said that according to relevant laws and regulations, illegal payment of insurance is social security fraud, and the tax authorities and social security departments will not deal with it. The time period of illegal insurance or payment will also be deleted, and relevant information will be recorded in its credit file;
If the circumstances are serious, a fine of more than one time and less than three times the amount involved shall be imposed;
If it constitutes
The above-mentioned insiders said that in fact, local social security has social security measures for individuals with flexible employment. In fact, individuals don't need to call third-party payment at all, and they can pay directly by themselves, with less cost. The flexible employment rate is even less than all the expenses paid by employees, and there is no extra handling fee.
In the eyes of the industry, many individuals choose to pay by telephone. First, I don't understand formal channels; Second, convenience; Third, some people may not belong to flexible employment and just want to pay fees continuously. Therefore, it is necessary to increase publicity, enrich the ways of participating in insurance and make flexible employment more convenient.
At present, for flexible employees
There is more and more good news about participating in insurance.
Household registration restrictions are gradually being liberalized.
Employee medical insurance
From February 1 2023 in Guangdong, flexible employees can participate in employee medical insurance at their place of residence with valid identity documents, or they can participate in employee medical insurance at their place of employment with valid identity documents and Guangdong employment registration certificate; Individual industrial and commercial households without employees can participate in employee medical insurance at the place of registration with their valid identity documents and business licenses.
How to pay? Flexible employees pay medical insurance premiums by individuals on a monthly basis, and the payment base and rate are implemented according to the policies of various cities, and are gradually adjusted according to the relevant provisions of the Catalogue of Medical Security Benefits in Guangdong Province.
From May 10, people in Shenzhen who have not reached the statutory retirement age, are employed flexibly in Shenzhen and are not registered in Shenzhen, and can apply for basic medical insurance in their personal capacity. Those who participate in the current month can enjoy the corresponding treatment next month without waiting period. Non-deep flexible employees who have participated in the first-class basic medical insurance need not pay maternity insurance, and the maternity medical expenses incurred shall be implemented according to the relevant provisions of the Regulations of Guangdong Province on Maternity Insurance for Employees (Guangdong Government DecreeNo. 287th).
endowment insurance
Guangdong Province promulgated the Measures of Guangdong Province for Flexible Employees to Participate in the Basic Old-age Insurance for Enterprise Employees, and the threshold for household registration insurance for flexible employees was completely cancelled from May 1, 20265438. Flexible employees who meet the conditions of insurance can apply for insurance payment to the tax authorities of the insured place (Shenzhen and Dongguan to the local social insurance agencies) and declare the payment according to the regulations.
unemployment insurance
Guangdong Province issued a pilot scheme for flexible employees to participate in unemployment insurance, which was implemented in Guangzhou and Shenzhen on June 5438+ 10/day, 2023.
Nine cities in Greater Bay Area will carry out pilot work according to the actual situation, stipulating that new employees, individual industrial and commercial households without employees and other flexible employees can voluntarily participate in unemployment insurance, and those who meet the requirements can enjoy unemployment insurance benefits according to regulations.
Flexible employees with valid identity documents and employment registration to the local competent tax authorities for insurance payment procedures. Flexible employees shall declare and pay unemployment insurance premiums on a monthly basis from the month when they go through the insurance payment procedures.
housing accumulation fund
Last year, the Ministry of Housing and Urban-Rural Development launched a pilot program for flexible employees to participate in the housing provident fund system in six cities, including Chongqing, Chengdu, Guangzhou, Shenzhen, Suzhou and Changzhou, to guide and encourage flexible employees to participate in the housing provident fund system and enjoy the corresponding rights and interests.
As early as the end of 20 19, Zhuhai Housing Provident Fund Management Center issued the Measures for Voluntary Payment and Use of Housing Provident Fund by Flexible Employees in Zhuhai. All "flexible employees" who work and start businesses in Zhuhai can enjoy low-interest loans from the housing provident fund when buying a house after voluntarily paying the housing provident fund, which embodies the principle of "saving more and lending more" and can also be used according to regulations.
news
Comprehensive | Southern Client, Xinhuanet and Guangdong People's Society
Related Q&A: Related Q&A: Which mobile APP is easy to use, social security or provident fund? Social security and provident fund, whether it is inquiry or business, must use the official APP, because it involves personal privacy and funds! It is a personal social security and provident fund deposit APP launched by the government.
Take the provident fund, why do you have to use the official APP? What are the official apps?
First of all, the official app can guarantee information security.
Monthly provident fund, the individual deposit part is withheld by the unit, and deposited into the individual account of housing provident fund together with the unit deposit part, which is managed by the local housing provident fund management center. All the data of the officially launched APP are stored in the central server, and the officially authorized software development company can only read it, but can't save the data.
At present, there are many unofficial authorized provident fund inquiry software on the market. How do they query information?
Before registering, these applications will let us agree to an agreement. The content of the agreement is to save your provident fund account password, identity information and provident fund data information on their servers, and even accept them to provide these information to data companies or partners.
This is why many people will receive calls from many loan companies after using these unofficial apps to inquire about provident fund or social security information. After careful consideration and fear, your information was leaked.
Secondly, the official APP has more complete functions.
The basic function of the official app is to integrate account information inquiry, provident fund business handling, convenience tools and central notice announcement. Most businesses, such as provident fund account inquiry, loan progress inquiry, provident fund withdrawal, provident fund loan and repayment, transfer and connection in different places, can be operated on the app, and there is no need to ask for leave to queue at the counter on weekdays.
The official APP of more than 400 housing provident fund management centers across the country may be different. At present, the official app with the widest coverage is called "Mobile Provident Fund", which has connected nearly 200 housing provident fund management centers.
This app has a very good highlight. If you just want to inquire about the provident fund account information, you don't need to register, just log in directly through Alipay below or brush your face. But if you are doing business, you need to register before logging in, and in order to ensure the security of your account, you will brush your face to confirm your identity.
The launch of the "mobile phone provident fund" APP provident fund center varies from place to place, and the business is launched one after another.
Professional interpretation of housing provident fund, friends who don't understand provident fund welcome to pay attention to me!