It is necessary for college students to buy commercial insurance. Although the social security system provides a guarantee for life to a certain extent, in some cases, such as some imported drugs or special surgical treatment costs, social security can not be fully covered. In addition, if you have an accident or get sick and need treatment, social security can't provide death protection. Therefore, purchasing commercial insurance can help college students to make up for these deficiencies and improve their health security level to some extent.

When buying commercial insurance, you also need to carefully choose the insurance products that suit you, and understand the specific coverage of insurance, so as to obtain corresponding protection when necessary. At the same time, college students should also pay attention to the rational allocation of funds when buying commercial insurance, so as not to bring too much economic pressure to their lives because of buying insurance.