If you only have 2000 yuan, don't diversify your investment. Because you are not familiar with the investment market and don't know how big the risk is, I suggest you buy a bond fund. The risk is minimal, the cash is flexible, and the income is more than twice that of a regular year. When you need money, you can cash it in time without losing your vested interests. Very suitable for investment friends who require low risk and want stable income. The recommended bond funds are SDIC UBS Ronghua Bond (121kloc-0/) and Southern Baoyuan Bond (2021kloc-0/), and their yields rank in the top two among similar bond funds.