Step 1: Students apply.

Students receive the "National Student Loan Application Approval Form" and other materials, fill them out truthfully and completely, and prepare relevant supporting materials to return to the school's national student loan agency.

Step 2: The school institution conducts the loan preliminary examination.

School institutions organize students to apply for loans and accept student loan applications within the annual loan amount and control ratio issued by the National Student Loan Management Center.

Step 3: The handling bank approves the loan.

The handling bank shall complete the audit within 20 working days after receiving the information form and application materials submitted by the school.

Step 4: Sign a loan contract with the students.

After the loan application is approved, the school will organize students to fill in, sign loan contracts and IOUs within 10 working days according to the loan student roster provided by the handling bank, and submit them to the handling bank.

Step 5: Borrow.

The handling bank shall, within 20 working days after signing the loan contract and iou with the borrowing students, uniformly transfer the first-year tuition, accommodation and living expenses into the designated account opened by the school in the handling bank.

Step 6: Repay the loan.

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Loan terms:

Loan materials:

Loan application:

Loan process:

Loan type:

Precautions:

Second, what is the application procedure for student loans?

Students receive the "National Student Loan Application Approval Form" and other materials, fill them out truthfully and completely, and prepare relevant supporting materials to return to the school's national student loan agency. Step 2: The school institution conducts the loan preliminary examination. School institutions organize students to apply for loans and accept student loan applications within the annual loan amount and control ratio issued by the National Student Loan Management Center. Step 3: The handling bank approves the loan. After receiving the information form and application materials submitted by the school, the handling bank will complete the audit within 20 working days. Step 4: Sign a loan contract with the students. After the loan application is approved, the school will organize students to fill in and sign loan contracts and IOUs within 10 working days according to the loan student roster provided by the handling bank, and submit them to the handling bank. Step 5: The loan handling bank will transfer the first-year tuition, accommodation and living expenses into the designated account opened by the school in the handling bank within 20 working days after signing the loan contract and receipt with the borrower. Step 6: Repay the loan.

3. Is it easy to apply for a student loan? What's the procedure?

As long as it meets the conditions, it is easy to handle. The loan conditions are as follows:

First, students applying for student loans in their hometown must meet the following conditions

1, with China nationality;

2, honest and trustworthy, law-abiding;

3, in accordance with the relevant provisions of the state, approved full-time ordinary schools at home and abroad enrollment, real, joint enrollment and second bachelor's degree students.

4. Students' pre-school household registration and their parents (or other legal guardians) are in the same county (city, district);

5. The family is in financial difficulties, and the income they can get is not enough.

Second, students' families apply for student loans

1, no bad credit record;

2, family economic difficulties should generally have one of the following basic characteristics:

(1) Poor families in rural and pastoral areas, low-income families and poor families with household registration;

(2) Families of orphans and disabled persons;

(3) Suffering from natural and man-made disasters and tuition fees;

(4) Family members with serious diseases;

(5) The main source of family income is unable to work;

(6) Single-parent families with no stable income;

(7) poor families of all ages, marginal, poor and remote rural pastoral areas;

(8) Families where one or both parents are unemployed;

(9) Other poverty

Precautions:

(1) The borrower shall read the obligations carefully.

(2) If the relevant national policies are adjusted, the new policies shall prevail.

(3) with the consent of the China Development Bank and banks at all levels, according to relevant information and loan default information.

(4) The borrower's personal information and loan default information will be entered into the personal credit information network of China People's Bank. Bad credit records will have a far-reaching impact on a person's future life and work.

Check the accounts with the student management department of the city and county education bureaus, and handle with the bank to prevent problems.

Refer to the above content: Baidu Encyclopedia-Student Source Credit Student Loan