Shui Mu Community is a BBS founded by the original station service group of Shuimu Tsinghua BBS Station. It is the official BBS in Tsinghua University and the first BBS in China Education Network. It was formally established on August 8, 1995.

Second, which American bank in Shui Mu community is willing to lend?

Under the platform, within 654.38+ 10,000 y.

Third, mortgage loan is very simple. Come in and have a look.

The main way of mortgage loan is mortgage loan. Mortgage loan refers to the documents that mortgage buyers must submit according to legal documents, such as filling out the mortgage loan application form to the loan bank and providing ID card, income certificate, house sales contract and guarantee. After passing the examination, the loan bank promises loans to the buyers, and handles the real estate mortgage registration and notarization according to the house sales contract provided by the buyers and the mortgage loan contract concluded between the bank and the buyers. The bank directly allocates loan funds within the time limit stipulated in the contract. Information required for housing mortgage loan:

1. The borrower's valid ID card and household registration book;

2. Proof of marital status, unmarried persons need to provide proof of unmarried, and divorced persons need to issue a civil mediation or divorce certificate (indicating that they have not remarried after divorce);

3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate;

4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year);

5. Real estate title certificate;

6. Guarantor (ID card, household registration book, marriage certificate, etc. Is required)

Please note:

1. The loan can only use collateral, and the sum of the loan amount and the interest during the loan period cannot exceed1/2 of the assessed value of collateral;

2. Have a long-term and stable income source, enough to pay the monthly loan principal and interest;

3. Guarantor;

The loan needs to pay lawyer's witness fee, mortgage registration fee, mortgage property insurance fee, property appraisal fee, etc.

It usually takes about 1 month to get a loan.

Process:

1. Apply for a loan from the bank,

2. After the acceptance of the bank, evaluate the value of the mortgaged property and approve the loan amount according to the evaluated value;

3. Sign a loan contract, etc. ;

4. Apply for real estate mortgage registration;

5. Bank loans

For detailed information, please visit Easy Loan.com/above.

At the same time, Easy Loan Network/Shen Qing/Online helps you to apply for a loan quickly.

I hope it helps you.