The state does not stipulate that college students must pay compulsory medical insurance. Medical insurance for college students belongs to commercial insurance, which is not mandatory and can be refused. However, in some places, college students have begun to implement medical insurance for urban residents, which is a pilot project of national medical insurance for college students in recent years and belongs to the category of social insurance. Although the policy is not mandatory, as students, they should also participate.

What are the characteristics of medical insurance?

With the characteristics of "low level and wide coverage", the payment is based on the cost that most units and individuals can bear at a low level, covering all units and employees in cities and towns, and employees of different units can enjoy the rights of basic medical insurance. The insured can enjoy it for life after the payment period ends. In addition, the basic medical insurance has the characteristics of "the burden of both parties and the combination of unified accounts"; Take "balance of payments" as the principle.