Hello! When your brother is 20 years old and in high spirits, it is inevitable to like outdoor sports. But outdoor sports are risky. It is very important to buy an accident insurance for my brother in time in order to ensure his safety and successfully complete his college studies!

My 20-year-old brother likes to take part in outdoor sports. He is afraid of accidents. How should I buy accident insurance for him?

1. Your brother likes to take part in outdoor sports, and most outdoor sports belong to high-risk sports, so you need to take out accident insurance with high-risk sports protection.

2. Choose the insurance period according to the travel time.

3. The insured amount must be sufficient. Some people are used to buying the usual 6,543,800+accidents and 5,000 yuan medical insurance, which can't really protect them, because people buy insurance in the hope of getting compensation beyond their ability to pay. If the insurance coverage is low, they can't really be protected. Therefore, it is recommended to buy travel insurance products with an accident amount of more than 200,000 yuan and accidental medical treatment of more than 20,000 yuan, so that you can really rest assured.

4. Pay attention to buying convenient and quick travel insurance. Traveling requires a lot of preparation. If you spend too much time buying insurance, it will take a lot of time, and people will be very tired and uneconomical. Online insurance, rich products, simple and convenient insurance.

It is very important to see clearly the scope of insurance coverage, what to protect and what not to protect, especially the exemption clause.

To buy outdoor sports accident insurance for my brother, we need to choose a suitable insurance platform, which integrates several insurance companies' travel accident insurance products that can cover altitude sickness. Welcome to compare and choose comprehensively.