If you are 18 years old, full-time undergraduate and have been a freshman or above, you can apply for the student credit card of LINEFRIENDS through the credit card website of CCB. According to the regulatory requirements, CCB will first issue student credit cards with "sealed quota" after customers apply online (except those applied under the guidance of CCB marketing staff). After the customer invites the second repayment source to any outlet of CCB to sign the Statement of the Second Repayment Source and the Application Form for Adjustment of Credit Card Limit for College Students of China Construction Bank, the credit card limit can be cancelled.

The easiest credit card for college students

Students can easily handle many credit cards, such as:

1, China Merchants Bank Youth Card (Campus Edition):

As long as you are between 18-30 years old, a student at school and have never applied for a personal MasterCard card of China Merchants Bank before, you can apply through the official website Campus of China Merchants Bank.

2. Bank of Communications Y-power Card (Campus Edition):

Students aged between 18-35 and with college, undergraduate, postgraduate or above qualifications recognized by the Ministry of Education can apply.

3. Shanghai Pudong Development Bank Youth Campus Card:

Students aged 18, under 40, full-time college degree or above can apply.

4, the construction bank student dragon card:

As long as 18 is over the age of 8, and the unit belongs to the scope of China Construction Bank's cooperative card-issuing universities, you can choose to apply. Customers can log on to the mobile banking of China Construction Bank and select the "Student" category in the "All Series Products" of the credit card application page to view the student credit card.

5. China Industrial and Commercial Bank Peony Student Card:

Full-time college students (including undergraduates, master students and doctoral students) who have reached the age of 18 can register at the school location.

1. In daily life, credit cards have the following functions, allowing you to realize free cash flow. To put it bluntly, when your current needs can't be met, credit cards can be met. Because the credit card has a long interest-free period and can be repaid in installments, it provides us with a lot of space to run our "Grandpa Mao". For example, if you want to buy an iPhonex, but you don't have extra cash to pay, you can buy it with a credit card first, and then adjust your salary slowly. In this way, you will get what you want and the economy will not be greatly affected.

2. It can also provide convenient consumption abroad. If you travel or travel abroad, you can use UnionPay cards in most places, which is very convenient. If you don't have a credit card, you need to find the corresponding bank to withdraw cash with a savings card, otherwise you need to charge an inter-bank service fee. Even if you find it, you need to charge a service fee from a different place, or you need to carry enough cash with you. In addition, credit cards can provide pre-authorization, and you can enjoy overseas booking of air tickets, hotels, car rentals and other benefits.

3, improve personal credit, in addition to the above intuitive uses, credit cards also play an important role in helping us accumulate and improve personal credit. Personal credit is becoming more and more important in modern society. In the future, its level will greatly affect how much cash flow you can get at critical moments. If the circumstances are serious, it will not be able to handle other types of financial business.

What credit card can college students apply for?

If college students want to apply for a credit card, it is generally not recommended to apply for a high-grade platinum card with high application threshold and strict requirements on the applicant's economic income level, but ordinary cards and gold cards with lower application threshold are more suitable.

Unless the family is very rich, has a lot of assets under its name, and the economic level is really high, it is no problem to apply for a platinum card.

Of course, most people still suggest to apply for a universal card first. Everyone needs to pay attention. In fact, many banks have campus credit cards for college students and youth credit cards for young people. For example, YOUNG Card of China Merchants Bank (Youth Edition), Y-POWER Card of Bank of Communications (Campus Edition) and JOY Card of China Construction Bank (Student Edition). You can also choose this card to apply.

However, the initial credit card limit is not high, and some campus cards may have zero initial credit limit. However, you don't have to worry too much. The card quota is not fixed. As long as you pay more attention to accumulating good credit later, the bank will naturally increase the quota.

Extended data:

Can college students open credit cards?

College students can apply for a credit card, as long as 18 is over one year old and has full capacity for civil conduct. Many banks have also launched exclusive credit cards for college students, such as JOY Card of China Construction Bank (student version), Y-POWER Card of Bank of Communications (campus version) and YOUNG Card of China Merchants Bank (campus version).

Of course, the applicant must have good credit. If the credit is not good, once the bank finds that the applicant has credit problems during the examination and approval, it will naturally not approve the card.

It should be noted that most college students have no stable income, so the credit card limit is generally not high, and some offer zero initial limit, so they need to save money before spending. Only when students' families are rich and have a lot of assets under their names can they get high credit cards.

However, if college students are under 18 years old, they naturally cannot apply for a credit card master card. It is suggested to wait until they are 18 years old or older before trying to apply. Or parents have a credit card, you can also apply for a supplementary card to your parents' credit card first.

Let's stop here and give a good introduction to college students' credit card handling.