After the rectification of online loans, the apps that can still be loaned now are:
1, Alipay
Alipay APP's loan products include ant borrowing, flower buds and online merchant loans, among which ant borrowing and online merchant loans are loan products that bear interest on a daily basis, and flower buds are loan products that consume first and then pay back the money.
2. Wechat
There are micro-credit loan products supplied by Weizhong Bank in WeChat APP, which do not need mortgage and guarantee. The loan amount is estimated according to the personal credit qualification, and you need to check the personal credit report when applying.
Step 3 get rich by faith
The trust and wealth APP is mainly supplies. Applicants can apply as long as they have good personal credit and a stable job and income.
4. Wanda Loan
Wanda Loan APP can provide up to 200,000 loans. This product uses the method of daily interest, and the daily interest rate is as low as 0.02%. Even if the repayment period is agreed, you can choose to borrow first and then pay back.
5. Jingdong Finance
JD.COM Gold Bar in Jingdong Financial APP can provide a loan of up to 200,000 yuan, with a daily interest rate of 0.04%~0.095% and a loan term of 1/3/6/ 12 months.
A regular app that can borrow money.
First, the common formal apps that can borrow money are Alipay, WeChat, Anyihua, and your loan.
1, Alipay: Alipay is the most common payment software. You can apply for a loan by clicking Ant Borrowing on Alipay my page, but Ant Borrowing is only open to some Alipay users at present. This product is believed to be familiar to all Alipay users. It is a loan service platform launched by Alibaba. The big database behind the platform will provide different quotas for different users according to sesame credit scores. The maximum amount can be up to 300,000 yuan, and the longest repayment period is 12 months, which supports loan-as-you-go repayment.
2. WeChat: Log in to the WeChat client and click My-Pay-Micro-Loan in turn to borrow money. Microfinance is only open to some users. If you don't see the micro-loan on the payment page, it means that it is not open to the user at present.
3. Anyihua: Anyihua is a credit product of Instant Consumer Finance Company, and the loan amount ranges from 1 1,000 to 50,000 yuan.
4. Your loan: Your loan is a peer-to-peer lending platform. You can apply for a loan by downloading the loan app on your mobile phone.
Second, what should I pay attention to when borrowing an app?
First, reasonably choose the amount and duration of the loan. The loan amount needs to be determined according to your own economic situation, and you need to consider your own economic repayment ability to avoid excessive repayment amount and excessive pressure. Generally speaking, the loan term means that the interest will increase with the increase of loan time, so try to choose a loan with time and interest within your repayment ability according to your own situation.
Second, we must carefully check the relevant contracts of the online lending platform to avoid regulations that are not in line with our own reality or are unacceptable to us.
Third, be rational when repaying. In the case of being able to repay each loan, it is best to use the remaining funds for other aspects of investment, so as to obtain the maximum income. Many people who have been cheated by online loans have not carefully read the relevant contracts and regulations, which makes them unable to have a good legal advantage when winning the case. If you are a college student, it is not recommended to use online loans, because you have little experience and can't tell the difference between true and false, and you are likely to be tempted by fake online loans, resulting in heavy debts. Article 26 of the Provisions of the Supreme People on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases promulgated by the State Council defines the interest rate ceiling and the rights of lenders in the lending relationship.
What mobile apps are there?
1. China Merchants Bank Flash Loan app60 arrives in 60 seconds.
2. CCB Express Loan app5 borrows money in 5 minutes.
3. Jianghu Emergency Mobile Loan appapp
4. Ping An Easy Loan I Loan app5 borrows money in 5 minutes.
5.qq cash loan app micro-loan arrives in real time.
6.5 1 hour loan app 10/00000 will be received immediately.
7.5 1 instant loan app5 borrows 50,000 in 5 minutes.
Extended data:
It is a comprehensive consumer loan with individuals or enterprises as the core. The loan amount is generally between 1 10,000 yuan and 200,000 yuan. The treatment process generally needs to be guaranteed. It is an extension of microfinance in technology and practical application. In China: Mainly serving agriculture, rural areas and small and medium-sized enterprises. The establishment of the company rationally pooled some private funds, standardized the private lending market, and effectively solved the financing difficulties of agriculture, rural areas and small and medium-sized enterprises. At present, there are also personal quotas for office workers, which generally range from 1 1,000-50,000 yuan. Most of them don't need mortgage, but the credit and information review is strict.