All-in-one card, student ID card, no need to leave souvenirs. If you don't think it's necessary, cancel it yourself, or the monitor will ask you when you go through the formalities of leaving school. Bank cards must be sold by themselves, and only this must be done by yourself.
If you cancel your mobile phone, you don't have to worry about the cost if you don't use your ID card. If you use your ID card, you can go to the business hall in person. In fact, if you apply with your ID card, there will be an agreement, which clearly States how long it will take to close the account.