It is not a scam to buy a car with a down payment without looking at the credit information, because the down payment for buying a car is generally to rent a platform in Gong Hu, and there is no need to borrow money in the name of an individual. When buying a car, it is better to choose a car directly in your own name.

Precautions for buying a car:

First of all, we should know whether the payee of car installment payment is a bank or a financial institution. At present, many banks have a high threshold for car loans, so many financial companies, especially those in the same series as car manufacturers, have begun to handle convenient loan procedures for customers. Secondly, the condition of buying a car is that it requires a normal wage income. It is best to have provident fund, real estate or married people. Of course, it would be better if there are other written materials to prove the strength of paid loans.

Generally speaking, the down payment for a car loan is 30%. If you encounter activities, there are also cars with zero down payment or 20% down payment. At present, the traditional housing loan business of banks is shrinking day by day, and it is replaced by credit card installment payment and loans from auto finance companies. In addition, various financial service fees, notarization fees, renewal deposits and other fees are also levied on loans to buy a car. Consumers are not in a hurry to give money, but they have to ask a lot of questions and consult a lot. Be sure to read the contract clearly, ask clearly and keep every bill.