At present, CITIC Bank has issued 9,999 campus I cards for undergraduate and above students to apply for. If you don't meet the requirements, you can also apply for the main credit card of CITIC Bank by your family, and you can apply for a supplementary card in the name of your family. The credit limit of this kind of credit card seems to be fixed, but there has been a credit card withdrawal activity of CITIC Bank recently. If you want to withdraw cash, you can log in to the card space or call the customer service hotline to apply.
What is the general credit card limit for CITIC students?
There is no fixed standard for the credit card limit of CITIC Bank students, depending on the bank's examination of personal qualifications. Generally, the number of students will not be too high, ranging from 2000- 10000 to 10000.
Can students apply for CITIC Bank credit card? How?
Credit cards must be at least 18 years old. Those who have a fixed income every month can apply with their ID cards and income certificates. In principle, students below the university level are definitely not allowed to apply. At the university level, most students are 18 years old, and some schools will cooperate with banks to apply. When I was in college, our school applied for a local city credit card with a limit of 3000, but most of my classmates didn't activate it. You can contact the Credit Card Center of CITIC Bank to see if it is an application in theory.
Does the campus I card of CITIC Bank have a credit card?
At present, there are not many types of credit cards suitable for students, specifically the following:
1, ICBC "Peony Student Card": Peony Student Card is a dual-currency credit card product specially designed by China Industrial and Commercial Bank for college students and graduate students. This card can deposit and withdraw money in different places, and there is no cash handling fee. There are also students who are paying overseas examination fees and can purchase foreign exchange in RMB for repayment.
2. Construction Bank's "Longka University Student Card": Longka University Student Card is a RMB credit card jointly issued by CCB and UnionPay. The card can be used to deposit (repay) money into the card, and all deposits (repayments) in the same city and different places can be enjoyed free of charge, unlimited times, meeting the learning needs of students and saving the cost of fund transfer. This card is free of annual fee in the first year, and it is free of annual fee for three times a year (unlimited amount) in the second year.
3. Agricultural Bank's "Youcard (Campus Edition)": Youcard is an exclusive UnionPay credit card created by Agricultural Bank for college students, and there is no charge for depositing (returning) money in the same city or in different places. Cardholders can also enjoy English, certificate examination, professional quality and other courses above Netease Cloud Class for free.
4. China Merchants Bank "Young Card (Campus Edition)": China Merchants Young Card (Campus Edition) is an exclusive credit card of UnionPay and a card with a quota of 0. Students can deposit before spending, cardholders can enjoy the preferential rights of credit card consumption of China Merchants Bank, and there are some campus-specific privileges. Cardholders can also accumulate personal credit records from the time of study, which can be converted into higher credit cards after graduation.
5. CITIC Bank "I Card (Campus Edition)": CITIC Bank I Card is an exclusive credit card for college students, and cardholders can enjoy 24-hour medical insurance service in case of unexpected hospitalization. In the event of an accident, he can stay in the hospital without paying the hospitalization deposit, whether on campus or off campus, and get the hospitalization insurance of up to 5,000 yuan. Cardholders can get 1 points for every 1 yuan spent, and spend double points in the birthday month. I card can be cashed out quickly on ATM, CDM and CDS machines with UnionPay logo. The handling fee is as low as 65438+ 0% of the cash withdrawal amount, and the minimum is only 5 yuan RMB. It is convenient and affordable to withdraw cash locally from deposits in different places.
What should I do with the student credit card of CITIC Bank?
Application place: 1, local CITIC Bank outlet; 2. Staff of local CITIC Bank Credit Card Center; 3. CITIC official website downloads the application form, submits the supporting materials and mails it to Shenzhen headquarters.
Application conditions: 1, at least 18 years old; 2. Have a stable repayment ability.
Submit proof: 1, ID card; 2. Work certificate or income certificate; 3. Work phone, home phone and my mobile phone; 4. Tax payment certificate or real estate vehicle under his own name; 5. Other bank credit cards, etc. The above information is not necessary. It is important to see the bank's requirements and proof of work or income.
In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submitted makes the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards.
Fill in the application form first, and there is hope if you can fill it out. Then submit the above information to the bank for review, whether to approve the card and the amount of the card, depending on the comprehensive score given by the bank.
This concludes the introduction of CITIC Student Credit Card and CITIC Bank Student Credit Card. Did you find the information you needed from it?