This year, a large wave of keywords ran through and influenced the property market in China, such as "staying in a house without speculation, making policy for the city, introducing talents, three red lines, long-term renting apartments ..." Which "keywords" impressed you the most? We took stock of the most representative keywords this year. Let's take a look at the key word "talents settle down, housing subsidies" and witness all kinds of people in the property market!
In the movie world without thieves, Uncle Li, played by Ge You, said a classic dialogue: "What is the most important thing in the 21st century? Talent! "
After the epidemic in 2020, the property market turnover index fell off a cliff, and local governments and housing enterprises took on the responsibility of saving the market. Support policies such as releasing settlement and subsidizing deed tax have mushroomed.
Indeed, talent is still the "fragrant cake" in urban development. Once, the talent "Ten Articles of New China" issued by Shangyu City in Shaoxing, Zhejiang Province pushed the preferential policies for talents in this city to a new height. According to the policy, graduates who come to work in Shangyu for the first time can get a room ticket subsidy of 500,000 doctors, 300,000 masters and 200,000 undergraduates when buying a house! This phenomenon has aroused widespread concern in the market.
The talent policy focuses on housing subsidies?
In the first stage, that is, before April 20 19, many cities mainly lowered the threshold for talents to settle down. Hohhot, Baoding, Ningbo and other cities have introduced incentive policies for talents to buy houses.
On April 8, 2009, Hohhot pushed the new talent policy to the highest point of public opinion. The average selling price of college graduates' houses is determined according to 50% of the market price in the area where the project is located, that is, the houses are 50% off.
At the same time, Qingyuan District, Baoding City, Hebei Province took out a housing subsidy of up to 500,000 yuan to attract relevant talents. Ningbo, located in Zhejiang Province, has also shown the greatest sincerity: undergraduates can get a housing subsidy of no more than 80,000 yuan when they buy the first and only family housing, and high-level talents can get a housing subsidy of 600,000 yuan at most.
In the second stage, from May to July, local regulation mainly focused on the red line of house prices. Suzhou, Xi 'an and other cities have successively upgraded their regulation, focusing on curbing investment and speculative demand and maintaining the expectation of rising house prices. Guangzhou, Nanjing, Tianjin Binhai New Area, Suzhou, Sanya and other key cities and regions have introduced new talent policies. Suzhou is very representative at this time. Within the whole area of Suzhou Industrial Park, the newly obtained pre-sale (sales) license of commercial housing is subject to the talent priority purchase policy. From the purchase subsidy to the exclusive purchase channel for talents, it can be said that it is completely in place.
In the third stage, after entering August, the new talent policy continued to exert its strength. Shanghai, Tianjin, Nanjing and other cities began to relax purchase restrictions in some areas, while Changsha, Jiangmen, Sanya and other cities lowered the threshold for talents to buy houses throughout the city. Changsha is the most typical city. People with college education or professional qualifications above technicians are not restricted by household registration and social security payment years when purchasing the first suite. Jiangmen, Guangdong Province has also lowered the threshold for buying houses for Hong Kong, Macao and Taiwan, key investment enterprises and Guangdong excellent Guangdong cards, and there is no social security payment period requirement.
By the end of the year, the talent policy has not stopped, and the phenomenon of grasping talents while grasping regulation continues.
The talent policy just opens the purchase window.
In the face of this series of new policies for talents, the market reaction is obvious. Under the "zero threshold" settlement policy, some repressed rigid demands are constantly stimulated.
Especially in strong second-tier cities such as Xi 'an, Wuhan, Hangzhou and Tianjin, the gold content of zero-threshold settlement is much higher than that of third-and fourth-tier cities. Attracted by the policy of "hukou is room ticket", it has brought a lot of fresh blood to the city, and also brought opportunities to those who just need it.
At the same time, many cities are constantly adjusting their settlement rules in order to improve their settlement policies. Wuhan proposed to implement the project of millions of college students studying in China, and subsequently issued a series of policies. Fully liberalize the threshold for college students to settle down, and issue the "Several Policies and Measures on Supporting Millions of College Students to Stay in China for Entrepreneurship and Employment". Within three years after graduation, ordinary college students can settle down with graduation certificates and entrepreneurial employment certificates, and can settle down after paying social security for more than three years. The threshold for 65438+ 10 was further relaxed. College degree or above, those under the age of 40 can settle down, and doctors and masters are not restricted by age.
As a necessity, college student Xiao Hao can be said to have experienced the whole adjustment cycle, but failed to catch up with the talent policy. Before the introduction of the new settlement policy, he began to buy unlimited commercial and residential apartments as wedding rooms. However, in the first five months, the threshold for settlement in Wuhan was relaxed, and then he settled his account in Wuhan. Xiao Hao said helplessly: "If the policy can arrive earlier, I will have more choices after I settle down."
After that, Wuhan's settlement policy was further relaxed. After the promulgation and implementation of the latest points-to-household management method, the biggest change is to cancel the annual limit on the number of settlements in this city. If the accumulated points reach 75 points, you can settle in Wuhan.
Does the policy affect the trend of the property market? The truth is here.
In the face of more and more talent policies, some property buyers may worry that lowering the threshold for buying houses will stimulate the development of the property market and make housing prices higher and higher. Obviously, the answer is no.
First of all, the introduction of talent housing policy can increase the potential housing demand. After all, the primary purpose of the new talent policy is to attract talents, and preferential housing purchase is only part of it. None of the policies mentioned the relaxation of real estate regulation.
Take Hefei's new talent policy as an example, which explicitly mentions that it is aimed at talents in key industries. According to the detailed policies, the key industries mentioned in the New Deal include integrated circuits, new displays, artificial intelligence, new energy vehicles and intelligent networked vehicles, software, smart home appliances, high-end equipment manufacturing, biomedicine, new materials, energy conservation and environmental protection, new energy, and creative and cultural industries. The directory database of key industrial enterprises is established by the relevant industrial authorities respectively, and the classification standard of high-level talents is also based on the Measures for the Identification of Hefei High-level Talents Classification and the Catalogue of Hefei High-level Talents Classification.
It can be seen that introducing talents is the top priority. Secondly, for the property market, the implementation of talent policy is conducive to the development of the property market. Lowering the threshold for talents to settle down can solve the housing needs of some foreign groups and play a positive guiding role in the property market; At the same time, the inflow of population will increase the effective demand for real estate, thus promoting the development of the real estate industry. Therefore, the policy itself will only have an indirect impact on the property market, and the impact on the development trend of Hefei property market is very limited.
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As the first resource of innovation, talents have become an important support for building an innovative city and an important strategic resource for the city to achieve long-term development. Therefore, the general public is the ultimate beneficiary of introducing talents through the New Deal and promoting the better development of the city. In the face of the current development of the property market, the steady and healthy development of the real estate market is still the standard that all localities adhere to.
Lowering the threshold for talents to settle down in the future will be a trend of urban development, but relaxing the settlement does not mean relaxing the regulation of the property market, and the mainstream is not speculation.