1. By surpassing consumption, we can drive new consumption hotspots, expand market demand, make the consumption structure more reasonable, and then promote the growth of production and keep a virtuous circle between production and consumption.

2. Consumption in advance can improve the utilization rate of funds, and moderate debt gives people motivation and pressure, prompting people to work harder to solve debts to meet the requirements of life.

Disadvantages of early consumption:

1, the rise of online loans, many people can't make ends meet, and even lead to loans to support loans, which violates the principle of sustainable consumption to some extent.

2. It is easy to stimulate people's desire to shop in advance, which makes people simply crazy about shopping itself, become material slaves, lose the pursuit of self-control and self-worth, and become money worshippers.

The difference between credit consumption and advanced consumption

1, consumption motives are different: credit consumption is to solve the urgent needs in life and meet their own survival and development; And high-level consumption regards the pursuit of pleasure and vanity as the only consumption concept.

2. The consumption content is different: the consumption crystal purchased by credit consumption is a necessity for survival and development, and it is indispensable in life; However, advanced consumption often buys high-end goods and luxury goods that are not closely related to the needs of survival and development.

3. The principles of consumption are different: credit consumption emphasizes practicality and quantity, and emphasizes the feasibility of consumption, focusing on both the present and the future, so as to achieve the harmony and unity of the two; However, advanced consumption is divorced from objective reality, and only pays attention to the present without considering the future, which separates the connection between current interests and long-term interests.