College students have been facing the problem of daily financial management since they entered the university gate. Among them, the management of living expenses is the key to increase revenue and reduce expenditure. College students might as well start with bookkeeping, check regularly, and cut those unnecessary expenses, which is conducive to making ends meet and doing a good job of saving money. In particular, college students began to deal with banks, learned the most basic financial knowledge, and mastered the daily account opening, inquiry, deposit and withdrawal, transfer and online banking and other related businesses.

How to use banking to increase the cost of warehousing and living is particularly important, which is also one of the open source projects. At the same time, doing a good job in work-study program is also the most common "open source" way for college students. In practice, college students can cooperate with teachers to do research, tutor and take part-time jobs in companies or enterprises, which can help them increase their income.

College students should not only have IQ, but also have certain financial quotient, and develop good financial habits. In addition to work-study programs, college students should further study investment, which is an important way to cultivate financial quotient. Many college students think that investment means buying stocks, funds or speculating in foreign exchange, which is actually a misunderstanding. Judging from the reality, college students now know too little about finance and don't know how to use financial tools. Therefore, college students must understand the investment market and accumulate some experience for personal financial management after entering the society.

The cultivation of college students' financial quotient is divided into three levels: the primary stage, the goal is to cultivate the awareness of financial planning, and learn how to allocate and use money reasonably by insisting on bookkeeping and controlling consumption expenditure; In the intermediate stage, through the study of financial management knowledge, we can understand the characteristics of various financial products, be familiar with various investment channels, conduct simulation operations within a certain range, and accumulate experience; At the advanced stage, reinvestment is appropriate. Whether it is stocks, funds or foreign exchange, we can explore the investment entrance of spot gold investment websites from practice.