Many contemporary young people live in a relatively rich state, and they have not experienced the difficult life experienced by our ancestors; Therefore, contemporary young people are willing to spend this money when they meet something they like. Some young people like to buy luxury goods that don't meet their current spending power. By using these luxury goods, they can get a kind of pleasure that their peers don't have! But many of them don't have the ability to choose the full amount, and many people buy these luxury goods by installment. When it comes to staging, they have to talk about another field they belong to-advanced consumption!

Senior consumption, literally, belongs to consumption beyond your current economic ability. If you want to get this kind of consumption in the current period, you have to advance it from your future money for consumption, and only need a certain repayment in the later period! One of the most widely used young people who can spend in advance is Alipay's ant flower bud. In addition, there are ants borrowing, various bank cards, and some other loans that can help young people spend in advance.

In fact, whether young people should spend in advance has always been a controversial issue. Let's sort out the advantages and disadvantages of early consumption!

For a college student, just like myself, I still like the existence of flower buds, which allows me to spend in advance. It's not that I will use this bud to consume some luxury goods, but it can help me to alleviate the lack of money at this stage. Because the threshold of flower garden is not very high, it is an extra source of income that almost every college student can have. Compared with other loan sources, Alipay's flower buds are safer. Sometimes, under some special circumstances, we can directly use the money from Hua Bai for emergency, because sometimes there will be a certain time lag in communication with our parents, and the money we want may not be given to us by our parents in time! However, it is precisely because of the low threshold of Bai Hua that many people who have just entered the university still have the idea of money at their fingertips, or they were excessively restricted by their parents in the previous high school period, which led to a kind of malicious consumption, which is usually reflected in their excessive concentration on shopping, regardless of whether they need to place an order. On the other hand, it is reflected in eating and drinking. Lunch and dinner that you eat out or go to school when you are free are usually called takeout. This has also caused many college students to be in a state of negative assets for a long time. Every time after the repayment date, they are often too poor to open the pot! This is not conducive to students to form a rational and correct view of consumption and money! On the one hand, the existence of this debt has seriously affected our quality of life; But from another point of view, the existence of this kind of debt will also inspire us to take certain measures to increase revenue and reduce expenditure to a certain extent, and it will also make us reflect on whether our life should be like this! This will also inspire us to form a reasonable consumption concept. Finally, I personally support consumption in advance. As long as you have self-control, this kind of advanced consumption will be a way to improve the quality of life and a very important way to motivate you to make money and enrich yourself! But for those who are not very self-controlled and have no big concept of money, then I suggest closing these borrowing sources after paying off the debts and then forcing themselves to save!