According to the national medical insurance policy, the new rural cooperative medical insurance, employee medical insurance and resident medical insurance are not allowed to participate in the insurance, because each insured person has matching funds. If the same person participates in two kinds of funds at the same time, then the state needs to match two funds for one person, which will cause unnecessary expenses to the national social security fund. But can I be reimbursed twice? The answer is no, no matter how many kinds of medical insurance you have participated in (except commercial insurance), you can only choose one kind of reimbursement in the end, because you only have one set of procedures, and medical insurance does not recognize it.
For college students, it is the school's unified participation in medical insurance for urban and rural residents. Generally speaking, all colleges and research institutes report to the medical insurance center of their respective districts in accordance with the principle of students' residence every year and go through the registration procedures for college students. Medical insurance for urban and rural residents cannot be paid repeatedly. If they have already paid the medical insurance for urban and rural residents at school, they don't need to pay the medical insurance for urban and rural residents at home, otherwise they will be insured again. Repeated insurance, not repeated reimbursement, that is, it is a waste of money and unnecessary. However, because there is no nationwide medical insurance for urban and rural residents, and some places require the whole family to participate in the medical insurance for urban and rural residents in their hometown, many college students have also participated in the medical insurance for urban and rural residents in their hometown. What about this kind of double insurance?
Some places can apply for a refund, but you need to provide proof that you are insured at the school at the same time. Some places stipulate that it is not refundable. Others care, if college students go home to be hospitalized, how can they be reimbursed? Some netizens shared a case and said: My child was sick at home in the first year of winter vacation. Fortunately, I also paid a medical insurance with my family in Awareness, which is particularly convenient for hospitalization reimbursement. It will be very troublesome if you only pay a medical insurance reimbursement at school. Actually, there is no need to worry. When college students have emergency or emergency hospitalization expenses in other provinces and cities, they can go directly to the designated medical institutions of local medical insurance, and then apply for sporadic reimbursement according to regulations. In short, college students don't have to pay medical insurance at home when they pay medical insurance at school.