Legal analysis: the medical insurance paid by the university is different from that paid at home. The medical insurance paid at home belongs to rural medical insurance, and the medical insurance paid at school belongs to urban medical insurance. However, you can't use both at the same time, just pay one.

Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC) The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to guarantee citizens' right to receive material assistance from the state and society in case of old age, illness, industrial injury, unemployment and maternity.