The medical insurance for college students is handled by the school in a unified way, and the payment time is concentrated from September 1 to February 1 every year. Students pay once a year, and the payment is valid for one year. Residents' medical insurance premiums paid by students are collected by the school, and special vouchers uniformly printed by the local tax department are issued. The scope of protection includes general outpatient service, outpatient chronic disease, outpatient emergency service, outpatient special disease, hospitalization and maternity allowance. The treatment period of medical insurance is calculated according to the insurance year, and the specific time is from September 1 day to August 3 1 day of the following year.

The importance of medical insurance to college students;

1. Ensuring students' health: medical insurance for college students can provide students with basic medical security and reduce the economic burden caused by illness;

2. Prevention of accidental risks: Students may encounter various accidental injuries, and medical insurance can provide necessary financial assistance;

3. Promote equal medical care: the medical insurance system helps to ensure that all students can get timely treatment when they are sick and reduce the medical gap caused by economic reasons;

4. Cultivate a sense of responsibility: By participating in medical insurance, college students can cultivate a sense of self-protection and social responsibility;

5. Support the completion of studies: A healthy body is the basis for completing studies, and medical insurance can help students to reduce worries and concentrate on their studies when they are sick.

To sum up, college students' medical insurance is paid at school, and the school handles insurance uniformly. The coverage includes general outpatient service, hospitalization and maternity allowance. The importance of medical insurance for college students is reflected in protecting students' health, preventing unexpected risks, promoting equal medical care, cultivating a sense of responsibility and supporting academic completion. By participating in medical insurance, college students can reduce their financial burden, get necessary financial aid, cultivate their sense of self-protection and social responsibility, and concentrate on their studies.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.