Campus loan is a nature; Campus loans will breed bad habits of borrowing students. If the loan cannot be repaid in time, the lender will use various means to collect debts from the students.

Criminals aim at colleges and universities and take advantage of the poor social cognitive ability of college students to carry out short-term and micro-loan activities. On the surface, this kind of loan is "small profits but quick turnover", but in fact, criminals get 20-30 times the interest of banks and make students' money at will.

The living expenses of college students, if students have the psychology of keeping up with the joneses and have bad habits at ordinary times, then the expenses provided by parents are definitely not enough. They may turn to campus for funds and lead to bad habits, such as gambling and drinking. In severe cases, they may skip classes and drop out of school because they are unable to repay.

Some lenders will ask for mortgage when making loans, collect students' student ID cards and copies of their ID cards, and are very familiar with students' personal information. Therefore, once students fail to repay their loans on time, lenders may resort to intimidation, beatings and threats to students and even their parents to collect debts violently, which is harmful to students' personal safety and universities.

Extended data:

Campus loans seriously disrupt the campus environment and market environment, and seriously hurt students and other departments. In 20 17, the "Notice on the Management of Colleges and Universities" was jointly issued, clearly requiring that institutions established without the approval of the banking regulatory authorities should not enter the campus to provide credit services for college students.

The public security organs have kept the police in Baoyang, and cracked a campus of more than 10,000 yuan. In addition, many commercial banks increase assistance, training and consumption for college students, and college students provide standardized and legal financial services, thus driving bad online loans out of campus.

Second, is Shenyang Eleventh Experimental School good?

Shenyang No.11 Middle School, founded in 1952, is a national civilized campus, an experimental school with humanistic characteristics in Liaoning Province, a provincial key middle school and a provincial demonstration ordinary high school.

Over the years, the school has been adhering to the school philosophy of "creating green education and civilized campus" and following the school policy of "safety first, quality first, benefit first and image first", and has trained tens of thousands of students. The school has always adhered to the purpose of serving students wholeheartedly, and "striving for progress" nourishes the foundation of growth, "love and creation" blooms the humanistic characteristics of flower of life, and strives to create the school spirit of "striving for love". Create a campus culture featuring "home, win and be happy", and strive to cultivate students with China feelings, world mind and humanistic care, so that they can become simple children, healthy students and beautiful citizens.

3. How many suspects were arrested when Shenyang police cracked the campus loan?

28 people.

The following is the original news of the event for your reference.

Xiao Liu, a female college student, was introduced by others. On June 438+08+0, 1965, she borrowed 8,000 yuan from a certain place in Guan, and signed a loan contract of15,000 yuan, including handling fees and platform fees, and agreed to repay 1500 yuan every month. By the end of March, Xiao Liu failed to pay off the money, and Guan introduced Xiao Liu to borrow 60 thousand yuan from Tao to repay the previous debt; 19 In April, Xiao Liu failed to repay the fresh arrears, and Tao mou instigated her to borrow15,000 yuan from Zheng and others to repay the previous debts and various expenses, and agreed to repay10,000 yuan every month until it was paid off. Zheng and others threatened Xiao Liu verbally and personally after seeing that Xiao Liu was unable to repay. In order to avoid debt, Xiao Liu had to drop out of school at home. After understanding the situation, Xiao Liu's father came to the Shenbei New District Public Security Bureau to call the police.

Recently, Shenyang police destroyed four evil criminal gangs headed by criminal suspects Tao Mou, Zheng Mou and Zou Mou, targeting students in moral university town, and using campus loans to commit crimes such as extortion and illegal detention. They arrested 28 gang members and initially verified that the amount involved was as high as100000 yuan.

Fourth, what is campus loan?

"Campus loan" mainly means that victims can borrow thousands or even tens of thousands of yuan in cash by providing their own student ID cards and ID cards to illegal lending platforms or borrowers, as well as their family members' telephone numbers or common contacts. It has become a campus loan method with simple loan procedures, low loan threshold and large loan amount.

In addition, "campus loan" and "routine loan" are often intertwined, that is, when the victims of "campus loan" need to borrow again, criminals will force the victims to borrow from the gang members introduced by them by signing inflated loan contracts and generating high overdue fees, thus forming "routine loan", and finally using false contracts to recover the arrears from the victims and their families.

The cases of "campus loan" and "routine loan" eventually caused serious harm to college students' body, mind and family, involving a large number of students, huge amount of money and extremely bad nature. Because of its strong concealment, large target group and wide spread, the governance of such cases needs to be "multi-pronged" Source: Legal Daily