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It is suggested that financial knowledge should be popularized among college students, and how should college students use financial products reasonably?
For college students, it is necessary to use financial products rationally and evaluate their risk tolerance and understanding of financial knowledge. If they lack the corresponding financial knowledge and have weak risk tolerance, they should still be less exposed to these financial products.

First of all, the development of China's relevant financial markets is relatively mature, so the corresponding wealth management products are also very diverse. Therefore, for financial investors in China, we must first have certain financial knowledge, have a certain understanding of the corresponding wealth management products, and know what these wealth management products do.

What is their investment? What is their anchor point, but for most students, they don't understand this at all. They only look at how much the fund has risen and how much the stock has fallen. They only pay attention to these data and can't understand the operating logic and laws behind a company. Therefore, when they invest, they are completely gambling. For such boys, their lives will become very irrational, so they are likely to lose money when investing.

Secondly, different people have different risks and abilities. For some students with better family conditions, they may have a lot of pocket money and spend some money on financial investment. For these students, even if they lose some money, they will not care, will not affect the quality of life, and will not make them unable to afford meals. However, for some students with poor family conditions, it is incorrect to think that they want to make money for themselves through the financial market, because for the whole financial market, its risks are still great. Even fund bonds, a financial product with relatively small risks, also have certain risks, and their risk tolerance is very low, so when the stock fluctuates greatly, they are often unbearable.