First, medical insurance. Millions of medical insurance has the characteristics of high premium, low price and high insurance coverage, and you can get high premium by paying only a few hundred to one thousand every year. But on this basis, one or two commercial medical insurances can be added. In the setting of insurance amount, the insurance amount of critical illness insurance for college students can be set at 200,000-300,000. It can basically supplement the shortcomings of college students' medical insurance.

Second, accident insurance. Accidents are everywhere. For young people, who love to travel everywhere, buying an accident insurance can increase their protection in the event of an accident, and the premium is relatively cheap.

Third, life insurance. Fresh graduates can buy term life insurance, which can be divided into term life insurance and whole life insurance according to the guarantee period. Young people choose term life insurance with low cost and high cost performance.