Question 1: How do college students get loans from banks? If you apply for a bank, the procedure is very troublesome and the examination is very strict.

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& gt>> & gt3.0.1.1.8.7.8.9.0.1Question 2: How can I get a loan from a bank during my college years? There are two main types of university loans:

1. Student-origin loan, the specific operation varies from place to place, so it is convenient to ask the local education department.

2. Banks that cooperate with schools will have loan quotas.

Student-origin credit student loan. The loans granted by the rural credit cooperatives (including rural commercial banks and rural cooperative banks, hereinafter referred to as lenders) to eligible students (hereinafter referred to as borrowing students) in the counties (cities, districts) where their household registration is located are mainly used to solve the problems of tuition fees and accommodation fees for students with financial difficulties in colleges and universities. The loan is a credit loan. The student and his parents (or other legal guardians) are the same lender, and both parties are responsible for repayment.

After entering colleges and universities, you can apply for student loans. The application process is as follows:

Step 1: Students apply.

Students receive the "National Student Loan Application Approval Form" and other materials, fill them out truthfully and completely, and prepare relevant supporting materials to return to the school's national student loan agency.

Step 2: The school institution conducts the loan preliminary examination.

School institutions organize students to apply for loans and accept student loan applications within the annual loan amount and control ratio issued by the National Student Loan Management Center.

Step 3: The handling bank approves the loan.

The handling bank shall complete the audit within 20 working days after receiving the information form and application materials submitted by the school.

Step 4: Sign a loan contract with the students.

After the loan application is approved, the school will organize students to fill in, sign loan contracts and IOUs within 10 working days according to the loan student roster provided by the handling bank, and submit them to the handling bank.

Step 5: Borrow.

The handling bank shall, within 20 working days after signing the loan contract and iou with the borrowing students, uniformly transfer the first-year tuition, accommodation and living expenses into the designated account opened by the school in the handling bank.

Step 6: Repay the loan.

Question 3: How do college students get bank loans? In recent years, in order to support college students' entrepreneurship, the state and all levels have issued many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects. College Students Entrepreneurship Network (1) College graduates start their own businesses within two years after graduation and apply for business licenses in the industrial and commercial departments where the entrepreneurial entities are located. If the registered capital (capital) is less than 500,000 yuan, it is allowed to be put in place by stages. The initial investment shall not be less than 10% of the registered capital (the investment shall not be less than 30,000 yuan), and the paid-in registered capital shall be increased to more than 50% within 1 year. (2) Enterprises or business units newly established by university graduates in consulting industry, information industry and technical service industry shall be exempted from enterprise income tax for two years with the approval of tax authorities; Newly established enterprises or business units engaged in transportation, post and telecommunications shall be exempted from enterprise income tax in the first year with the approval of the tax authorities, and the enterprise income tax shall be reduced by half in the second year; Newly established enterprises or business units engaged in public utilities, commerce, materials industry, foreign trade industry, tourism, logistics industry, warehousing industry, residents' service industry, catering industry, educational and cultural undertakings and health undertakings shall be exempted from enterprise income tax for one year with the approval of the tax authorities. (3) Commercial banks, joint-stock banks, city commercial banks and qualified urban credit cooperatives in various countries provide loans with simplified procedures and convenient account opening and settlement for self-employed graduates, with a loan amount of about 20,000 yuan. The longest loan period is two years. If it is determined that an extension is needed due, you can apply for an extension once. The loan interest is determined according to the loan interest rate published by the People's Bank of China. The maximum amount of guarantee is 5 times of the guarantee fund, and the term is the same as the loan term. College Students' Entrepreneurship Network (4) The talent intermediary service agency affiliated to the personnel administrative department keeps personnel files (including handling social security, professional titles, file wages and other related procedures) for 2 years free of charge for self-employed graduates; Provide free information on the supply and demand of talents and labor force, and publish free recruitment advertisements and other services; To participate in talent fairs or talent service exchange activities, appropriate fee reduction; Provide training and evaluation services for entrepreneurial employees. (5) The above preferential policies are formulated by the state for all self-employed college students. In order to support local college students' entrepreneurship, relevant policies and regulations have also been introduced in various places, which are more detailed and closer to reality. For example, according to the relevant regulations of the state and Shanghai, fresh college graduates in Shanghai can enjoy four preferential policies: free risk assessment, free policy training, free loan guarantee and partial tax reduction and exemption.

Question 4: Can college students get loans from banks? Loans can be divided into mortgage loans and credit loans. The latter is more about the company and does not apply to you. Let's not talk about it. As a college student, I will speak a little more. Banks are interest organizations. Why is there any mortgage guarantee bank to give you a loan? Ccav's propaganda and support for college students' loans and self-employment are all nonsense. That's because you're interested. With the cooperation of the bank, the school made secured loans for publicity. Besides, no credit card is required. We can't provide you with a stable source of income. Of course, your parents can guarantee it, or your parents save thousands of dollars in your name every month as running water. We can also think of it as running water, or you are idle. Outside banks have outsourced staff to do activities to handle credit cards, but to be honest, I don't recommend credit cards. You should wait until after work. But when you don't repay the loan on time, the credit information system of China Bank will record it to a certain extent, which will affect your personal credit. If you buy a house with a loan, you will get into trouble. As for whether to apply for a credit card, you

Question 5: How do college students get loans and how do they do it? There are many staging websites now, and borrowing money is relatively simple. For college students, they mainly provide student ID cards, Xue Xin. Com and other materials to prove their identity as students can basically be borrowed. I wanted these in the "cloud staging" before, and they will come down soon.

Question 6: College students want to borrow 20,000 yuan. How do they get loans from banks? Chengdu University can get loans, but banks can't. College student loans are provided by financial institutions. You can get it the same day.

Question 7: I am a college student. How can I get a loan? Now many of them are college students' loans, and students are looking for an intermediary.

Question 8: How do college students get loans from banks? Hello, now the bank has stopped providing loans and credit cards to college students. But now there are many college student loan platforms that are quite safe.

You can search online. Many of them are loans for college students. Just fill in the information online and apply for an order. Generally, it is a full-line audit, and it is not necessary to sign in person. I hope I can help you.

Question 9: Can college students get loans from banks? It's basically impossible.

Bank loans pay more attention to the borrower's repayment ability.

As a college student, there is no financial source at present.

Generally speaking, banks will not lend money to college students.

I suggest you apply for a credit card specifically for college students. The overdraft limit is usually several thousand yuan.

Some banks will handle it on campus, so you can pay attention to it. Because college students are a special group, their business rules are different. Go to ICBC, I remember it was handled there, or you can call the major banks.

Question 10: How do college students apply for student loans when starting a business?

The process of handling student loans:

1. The loan acceptance department applies for a loan;

2. Prepare materials. Prepare relevant materials to register with the student financial assistance management department of the local education bureau, and receive the Application Form for Student Credit Loan of China Development Bank (hereinafter referred to as the Application Form). The borrower needs to complete the application form and seal it completely;

3. Review the materials. When the borrower and * * * go to the student financial assistance management department of the county (city, district) Education Bureau where the form is registered, they need to provide two identification materials (including the borrower and * * * together with the borrower's ID card and photocopy, student ID card or admission notice, household registration book), and provide the application form and postal savings account number, which will be reviewed by the staff of the student financial assistance management department of the County Education Bureau;

4. Sign the contract. The borrower and * * * sign the Loan Contract for Student Credit Loan of China Development Bank with the borrower himself, sign the loan contract and authorize the Postal Savings Bank to deduct the loan principal and interest from the above account;

5. Return the contract receipt. After the loan contract is signed, students can report to colleges and universities with the contract. From 20 1 1, students only need to go to the financial aid center of colleges and universities to handle the electronic receipt, instead of mailing the paper receipt. Within 30 days after registration, if the student financial assistance management department of the Education Bureau does not receive the receipt (no later than 65438+1October 30), it will be deemed that the student has cancelled the loan application;

6. Loan issuance and payment. According to the contract, the Postal Savings Bank will issue loans on the date agreed in the contract and wire the loan funds to the designated account of the borrowing student's university;

7. Repay the loan. After the borrower graduates, the students and the borrower are responsible for timely and fully depositing the funds into the personal account according to the loan contract.

Second, how do college students get loans

The preferential measures provided by the state for college students' entrepreneurship can make full use of this advantage! The complete handbook policy for college students' entrepreneurship pays attention to the preferential policies for college students' entrepreneurship. In recent years, in order to support college students' entrepreneurship, governments at all levels have introduced many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects. For college students who plan to start a business, only by understanding these policies can they take the first step in starting a business. According to the relevant regulations of the state and the Shanghai municipal government, the fresh college graduates in Shanghai can enjoy four preferential policies: free risk assessment, free policy training, free loan guarantee and partial tax relief. Specifically, self-employed college graduates (including college graduates, undergraduates and graduate students) are exempted from paying the registration fee for self-employment, the management fee for self-employment and the cost for the demonstration text of economic contracts within 1 year from the date of approval. In addition, if you start an informal enterprise, you only need to register in the street of your district and county, and you can be tax-free for 3 years. College students who start their own businesses can apply for a loan guarantee of up to 70,000 yuan from the bank and enjoy a loan discount. Shanghai has set up a special entrepreneurship education and training center for recent college graduates to provide free project risk assessment and guidance to help them better grasp market opportunities. The audit requirements and related preparations are as follows: college students should pay attention to the following issues when starting a business: First, they should be psychologically prepared and suitable for starting a business; Second, don't be superstitious about your own creative projects or your own patented technology or achievements, and conduct full market research; Third, don't want to "eat a fat man in one bite", but have a stable entrepreneurial mentality; Fourth, it is best for college students to start a business in partnership rather than alone. The bank's requirements for the loan applicant are (1) at least 18 years old, with legal and valid identity certificate and legal residence certificate of the place where the loan bank is located, and with fixed residence or business premises; (2) Hold the business license issued by the administrative department for industry and commerce and the business license of related industries, engage in legal production and business activities, and have stable income and the ability to repay the principal and interest; (3) The borrower has certain self-owned funds for investment projects; (4) The loan shall be used in accordance with relevant national laws and bank credit policies, and shall not be used for equity investment; (5) Open a settlement account in the bank, and the operating income will be settled by the bank. The loan applicant shall provide the application materials (1), the identity documents of the borrower and spouse (including the original resident identity card, household registration book or other valid residence permit) and proof of marital status; (2) Proof of repayment ability such as personal or family income and property status; (3) Business licenses and business licenses of relevant industries, relevant agreements, contracts or other materials for loan purposes; (4) Guarantee materials: the ownership certificate and list of the mortgaged property or pledge, the certificate that the person who has the right to dispose of it agrees to mortgage (pledge), and the appraisal report of the mortgaged (pledged) property issued by the appraisal department recognized by the bank.

3. How do college students get loans from banks? Is there a more convenient place?

Hello, installment loan is an advanced consumption that college students are keen on.

You can directly select the required amount according to your personal data, and the auditor will conduct the audit within 1 to 3 working days. After the audit is successful, your address will be assigned and the installment cash will be paid on the same day or the next day. Pay attention to the reserved Alipay or bank card.

Note: the perfect personal data must be true, and there is no chance to apply if you are responsible.

hope so