CCB credit cards have the following types:
1. China Construction Bank Yangzhou Radio and Television Digital Dragon Card Scheme.
2. Construction Bank Wuyishan Longka Credit Card.
3. China Construction Bank SouFun Longka Credit Card.
4. CCB Happy Dragon IC Credit Card.
5. Construction Bank Friendship Apollo Department Store Longka Credit Card.
6. Bailong Credit Card of China Construction Bank.
CCB Credit Card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card. The types of credit cards are: Puka, Gold Card and Platinum Card.
Credit card limit of CCB:
1. The credit line of China Construction Bank Puka is generally between 3000- 10000 RMB.
2. The credit limit of CCB Gold Card is 10000-50000 yuan.
3. The credit limit of CCB Platinum Card is generally more than 50,000 yuan.
4. The maximum withdrawal amount of CCB credit card can reach 30% of the actual amount.
Puka is generally 2000-50000. You can only look at the financial proof provided when you apply for the card. The bank applicant will confirm the amount of your card according to the relevant information provided by you.
As long as you are 18 years old and have a stable occupation and income, you can apply for a credit card of CCB. Puka is the most basic.
Specific application procedures:
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
Website: //creditcard.ccb.com/
You can log on to the credit card website of CCB, click "Credit Card Online Application" and fill in the information directly to apply. It is convenient to apply without providing any economic proof.
But because you don't need to provide any information, the bank will generally review your personal payment and credit status. If you don't pay or pay less, it is not recommended that you apply in this way, because it is difficult to pass. In this case, you can provide more financial proof to apply at the outlets, such as providing some certificates of time deposits or passbooks for real estate, automobile production or China Construction Bank. The more information you provide, the more helpful it will be to the card review.
How to handle the name card of China Construction Bank?
Is the landlord still a student?
If this is the case, if your school cooperates with CCB to issue the corresponding prestigious school card, as long as you are a full-time undergraduate student of 18 years old, you can bring a copy of your ID card and a copy of your student ID card to the CCB outlet near your school to fill out the application form.
At the same time, according to the regulations of the China Banking Regulatory Commission, college students aged 18 must implement the second repayment source when applying for a card, that is to say, the landlord's parents need to be present when applying for a card, because there will be relevant application materials that need to be filled in and submitted by the landlord's parents.
In addition, as far as I know, many famous school cards issued by schools are UnionPay single-currency credit cards. If the landlord wants Haitao, then the single currency card may be of little use.
Which card should I use for CCB credit card?
CCB's credit card is not the best. It is best to choose what suits you. There are many types of credit cards in CCB. You can choose according to your own needs and card habits, such as the following:
1, Longka enjoys a credit card, which is suitable for users with consumption abroad.
2, dragon truck card, suitable for car owners.
3. Longka Tuniu Travel Card is suitable for users who like to travel.
4, Vipshop Dragon Card, suitable for users who often shop online.
There are more types of credit cards. You can log in to CCB Credit Card official website () to check the application.
CCB Credit Card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card.
Annual fee-free policy: swipe your card for 3 times or 18 times (excluding special cards such as business cards and car cards) to avoid the annual fee for the following year.
Withdrawal fee: domestic: 5‰ of the transaction amount, with the lowest 2 yuan and the highest 50 yuan; Overseas: 3% of the transaction amount, with a minimum of $3.
Multi-account management: Bank * * * enjoys the same repayment independence of multiple CCB cards on the billing date.
Online payment: Alipay: it can be used after online registration, with a single payment and a one-day limit of 500 yuan.
Installment business: support interest-free installment for specific merchants (3, 6, 12). After a single consumption exceeds 1000 RMB, you can apply for installment by phone (3,6,0/2,0/8,24), and different handling fees will be generated for each installment according to the number of installments.
Billing date: There are multiple billing dates every month, and the cardholder can change it once a year within the validity period of the card.
Currency: RMB, RMB/USD, RMB/Euro.
Interest-free repayment period: Interest-free repayment period refers to the interest-free period of consumer transactions enjoyed by cardholders who repay in full on time. The interest-free period is from the bank bookkeeping date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.
Tip:
If you don't repay in full before maturity, you won't enjoy the interest-free period. The Construction Bank will charge interest at a daily interest rate of 0.5 ‰ and compound interest monthly. The interest-bearing date is from the date of consumption to the date of repayment, and the interest-bearing principal is calculated according to the actual amount payable.
If the repayment is not made before the due repayment date or the repayment amount is lower than the minimum repayment amount, CCB will charge interest as required, and at the same time charge a late fee of 5% of the minimum repayment amount.
Is the CCB prestigious school card easy to use?
Easy to use, the annual credit card fee for CCB students is 80 yuan/year.
The student card of Longka University is specially designed for students. Through this card, cardholders can increase their financial knowledge, cultivate their financial management ability, accumulate personal credit, and establish a career foundation for future social development. At the same time, Longka University Student Card also provides cardholders with a series of exclusive rights, including: campus group purchase preferential installment payment, preferential cash withdrawal service, free off-site deposits and so on. Students will receive an authoritative credit report issued by China Construction Bank upon graduation. This time, China Construction Bank cooperated with China UnionPay to issue Longka University Student Card, which not only provided UnionPay brand credit cards for college students, but also introduced the international popular credit consumption consciousness into colleges and universities.
Two Questions about the Business Card of China Construction Bank
1. Online banking cannot be enabled for the exclusive card of CCB, even at bank outlets. You can only use an ordinary debit card, and you have to buy a USB flash drive or a dynamic password card. I just opened an online bank with a prestigious school card, but people refused to open it, so I opened another one. CCB is not as convenient as China Merchants Bank.
2. It can be paid internationally. The prestigious school card is a standard international dual-currency credit card with RMB account and USD account. It is very convenient to pay US dollars directly and deduct RMB from your account at the current exchange rate.
What kind of card should CCB apply for?
It doesn't have to be like this. Applicants can apply for CCB's credit card according to their own needs. For example, users who travel frequently can apply for CCB's business aviation credit card. The main types of cards are World Travel Credit Card and eLong Credit Card. Frequent shoppers can apply for the hot purchase series cards of China Construction Bank.
CCB Credit Card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card. The types of credit cards are: Puka, Gold Card and Platinum Card.
Introduction of CCB Credit Card:
Annual fee-free policy: swipe your card for 3 times or 18 times (excluding special cards such as business cards and car cards) to avoid the annual fee for the following year.
Withdrawal fee: domestic: 5‰ of the transaction amount, with the lowest 2 yuan and the highest 50 yuan; Overseas: 3% of the transaction amount, with a minimum of $3.
Maximum interest-free period: 50 days.
Multi-account management: Bank * * enjoys multiple CCB cards with the same repayment date and independent repayment.
Online payment: Alipay: it can be used after online registration, with single payment and one-day limit of 500 yuan.
Installment business: support interest-free installment for specific merchants (3, 6, 12). After a single consumption exceeds 1000 yuan, you can apply for installment by phone (3, 6, 12, 18, 24), and different handling fees will be generated according to the number of installments.
Billing date: There are multiple billing dates every month, and the cardholder can change it once a year within the validity period of the card.
Interest-free repayment period: Interest-free repayment period refers to the interest-free period of consumer transactions enjoyed by cardholders who repay in full on time. The interest-free period is from the bank bookkeeping date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.
The types of CCB credit cards are:
1. By card issuing organization
There are CCB UnionPay -VISA dual-currency credit cards, UnionPay-MasterCard dual-currency credit cards, VISA single-label credit cards and UnionPay single-currency credit cards.
2. According to the level of the card.
There are Puka, Gold Card, Standard Platinum Card and Diamond White Card.
3. According to the specific purpose
There are Transformers Card, Barbie Card, Football Card, Mao Ye Dragon Card and Yintai Dragon Card.
This concludes the introduction of CCB credit card, prestigious school card and CCB study abroad credit card. I wonder if you found the information you need from it?