Regarding the application conditions for college students' entrepreneurial loans, there are mainly the following points:

1. The applicant must be at least 18 years old and have full capacity for civil conduct.

2. Students with college education or above, fresh graduates or graduates within two years (those who have graduated for more than two years can no longer apply for business loans as college students).

3. Have certain self-owned funds and the ability to repay on time.

4. Entrepreneurial projects are in line with national policies and have certain development potential and prospects.

5. Personal credit is good, and there are no bad records or serious negative information in the credit report (mainly reviewing the credit information in the last two years).

6. Having a fixed domicile or business premises, and holding a business license issued by the administrative department for industry and commerce and a business license of related industries.

Students who meet the above conditions can apply to the Management Service Center of College Students Pioneer Park. After the preliminary examination of the management service center of college students' pioneer park, the relevant departments such as the Personnel Bureau and the Finance Bureau will examine and approve the discount amount; It will be announced later. After publicity, if there is no objection, the Personnel Bureau will issue a notice of approval and the Finance Bureau will allocate funds.

Application and process of college students' entrepreneurial loan conditions

The application conditions for college students' entrepreneurial loans mainly include the following points:

1. At least 18 years old, with full capacity for civil conduct.

2. College degree or above, college students or fresh graduates, or college students who have graduated within two years (those who have graduated for more than two years can no longer apply for business loans as college students).

3. Have certain self-owned funds and sufficient repayment ability.

4. Having a fixed residence or business premises in the local area, and being able to provide business licenses issued by the administrative department for industry and commerce and business licenses of related industries.

5. Entrepreneurial projects are in line with national policies and have certain development prospects.

6. Good credit, no bad records or serious negative information in the credit report.

The application process mainly includes:

Step 1: Apply to the Management Service Center of College Students Pioneer Park and submit relevant application materials.

Step 2: The management service center of college students' pioneer park will be examined first, and then reviewed by personnel bureau, finance bureau and other relevant departments, mainly to review the industrial orientation, enterprise scale, registered capital and other aspects to determine the discount amount.

Step 3: The approved loan discount object and discount amount shall be publicized by the Personnel Bureau and the applicant's unit or community.

Step 4: If there is no objection after publicity, the Personnel Bureau will issue a notice of approval.

Step 5: The Finance Bureau allocates funds from special funds to support college students to start their own businesses.

Application conditions for college students' entrepreneurial loans

Application conditions for college students' entrepreneurial loans: 1. Application conditions: 1, unemployed for more than 6 months after graduation, registered as unemployed in the local labor and social security department. 2. College degree or above. Second, the loan method: the way for college graduates to start their own businesses is to guarantee and mortgage (pledge) loans. Third, the loan term: the small-scale entrepreneurial loans provided by the state for college graduates are government-subsidized loans with a term of 1 ~ 2 years, after which they will no longer enjoy financial discount. Fourth, explain the specific operation methods. Online message for college students' entrepreneurship network consultation. Other college students' entrepreneurship policy is 1, and those who are engaged in self-employment are exempted from administrative fees for industrial and commercial registration management within 1 year. 2. Self-employment: Self-employment can also trust their household registration files in the employment guidance service center for college graduates. Relevant departments should be consulted about the specific policies for college graduates to start their own businesses.

Notice on Carrying out One-time Entrepreneurship Subsidy 1. The subsidy object of one-time entrepreneurship subsidy in this Municipality is enterprises or individual industrial and commercial households (hereinafter referred to as entrepreneurial organizations) founded by the following persons for the first time in this Municipality. (1) The following persons registered in this Municipality. 1. University graduates in the year of graduation and within two years. Refers to the graduates of vocational education from ordinary colleges and universities, technician colleges, preparatory technician classes and special education colleges who started their own businesses in the same year and within two years. 2. Register the unemployed. Refers to those who have registered for unemployment in the public employment service department. 3. Retired soldiers. Refers to the retired soldiers who started their own businesses within one year after being approved to retire from active service. 4 social welfare employment organizations "supporting" resettlement personnel. Refers to the personnel who establish labor relations with social welfare employment organizations in this Municipality and enjoy public welfare post subsidies. 5. Report the enterprise to divert employees. Refers to the employees who need to be diverted from enterprises that have implemented major adjustment and reform measures such as resolving excess capacity and relocation within the city in accordance with the relevant provisions of the state and this Municipality, and have been filed with the human resources and social security departments. 6. Rural labor force. Refers to the labor force with agricultural household registration.

What are the application conditions for college students to start a business with loans?

The annual graduation season is also the "most difficult employment season". With the economic reform and opening up, the state also supports and encourages young people to start businesses. "Entrepreneurship drives employment" has always been a principle advocated by the state. However, for college students who just graduated, there is a problem. In order to promote economic development, lending institutions exist widely. Although college students have no fixed source of funds, they can apply for loans as long as they have certain conditions, which also encourages many young people to start their own businesses.

Application conditions for college students' loan and entrepreneurship

(1) The applicant for college students' entrepreneurial loan has reached the age of 18, and has a valid identity certificate and a legal residence certificate at the place where the loan bank is located, and has a fixed residence or business premises;

(2) Applicants for college students' entrepreneurial loans hold business licenses issued by the administrative department for industry and commerce and business licenses of related industries, engage in legal production and business activities, and have stable income and the ability to repay the principal and interest;

(3) Some of the investment projects of college students' entrepreneurial loan applicants have their own funds;

(4) The use of college students' entrepreneurial loans conforms to the relevant national laws and bank credit policies, and it is not allowed to be used for equity investment;

(5) Open a settlement account in a bank, and the operating income will be settled by the bank.

Detailed steps of college students' loan entrepreneurship

Step 1: Apply. Graduates apply to the Municipal Personnel Bureau with various materials.

The second step: preliminary examination. The Municipal Personnel Bureau is responsible for the pre-loan review, and will review whether the graduates meet the loan conditions and whether the loan application project belongs to the low-profit financial discount project and issue a recommendation form. At the same time, the entrepreneurial ability of graduates applying for small secured loans is evaluated.

Step 3: Review. County (city) personnel bureau review, submitted to the county (city) guarantee institutions audit.

Step 4: Guarantee. The guarantee institution shall review the loan applicant's guarantee application and the counter-guarantee measures provided.

Step 5: Recognition. By the handling bank in conjunction with the county (city) personnel bureau and guarantee institutions, to review the loan project, responsible for the final approval of the loan application. After examination and approval of the loan, the handling bank shall sign a guarantee contract with the guarantee institution and a loan contract with the loan applicant.

Step 6: borrow money. College graduates (including junior college students, undergraduates and graduate students) engaged in self-employment are exempted from self-employment registration fees, self-employment management fees, and economic contract demonstration text cost. Within 1 year from the date of approval of operation.

Lending institutions provide a platform for college students to start their own businesses, which solves the problem of difficult employment and the preferential policies provided by the government. I believe there will be more college students who want to start their own businesses and realize their dreams. It helps entrepreneurs clear many obstacles, and college students' entrepreneurship is not just a dream.

Can college students start business loans? How much can they borrow? What are the requirements and how to apply?

First, the application requirements of college students' entrepreneurial loans

(1) The applicant for college students' entrepreneurial loan has reached the age of 18, and has a valid identity certificate and a legal residence certificate at the place where the loan bank is located, and has a fixed residence or business premises;

(2) Applicants for college students' entrepreneurial loans hold business licenses issued by the administrative department for industry and commerce and business licenses of related industries, engage in legal production and business activities, and have stable income and the ability to repay the principal and interest;

(3) Some of the investment projects of college students' entrepreneurial loan applicants have their own funds;

(4) The use of college students' entrepreneurial loans conforms to the relevant national laws and bank credit policies, and it is not allowed to be used for equity investment;

(5) Open a settlement account in a bank, and the operating income will be settled by the bank.

Extended data:

Loan requirement

First, the application conditions:

1, unemployed for more than 6 months after graduation, registered in the local labor and social security department.

2. College degree or above

Second, the loan method:

The way for college graduates to start businesses is guarantee and mortgage.

Three. Loan term:

The Wechat business loan provided by the state for college graduates is a government-subsidized loan with a term of 1 ~ 2 years, after which it will no longer enjoy financial discount.

Fourth, explain the specific operation methods. Online message for college students' entrepreneurship network consultation.

Other college students' entrepreneurship policies:

1, engaged in self-employed:

/kloc-administrative fees for industrial and commercial registration management will be exempted within 0/year.

2. Self-employment:

Self-employed individuals can also trust their household registration files in the employment guidance service center for college graduates. Relevant departments should be consulted about the specific policies for college graduates to start their own businesses.