With the help of the new medical reform plan, college students are included in the scope of medical insurance. In this way, the security level of college students has improved a lot, and the burden of colleges and universities has also been reduced. However, from the perspective of insurance costs, although the amount of "out-of-pocket payment" is still unknown, some college students with poor economic conditions, good health and self-reliance may have conflicts with inclusion in medical insurance because of the burden of payment.
On June 7, 2008, Ministry of Human Resources and Social Security, the Ministry of Education, the Ministry of Health and the Ministry of Finance jointly held a video conference to make arrangements for the implementation of the Guiding Opinions on Incorporating College Students into the Pilot Area of Basic Medical Insurance for Urban Residents issued by the General Office of the State Council.
According to the Guiding Opinions, the individual payment standards and government subsidy standards for college students to participate in the basic medical insurance for urban residents shall be implemented with reference to the corresponding standards for local primary and secondary school students to participate in the basic medical insurance for urban residents.
The inclusion of college students in urban residents' medical insurance first ensures the seamless connection between the establishment of a medical security system covering urban and rural residents. Secondly, all college students can participate in the insurance, covering all kinds of colleges (including private colleges and independent colleges) and research institutes in the province, and part-time graduate students, especially private colleges and independent colleges, highlighting the fairness of education.