Generally, most college students have no stable jobs. Generally, the main source of income is the lucky money given or saved by parents. With the popularization of financial management knowledge, although I am still in school, I also want to make money through financial management and add some money to my life. So how do college students get the most benefit from financial management? How do college students manage their finances better?

Generally, high risks are often accompanied by high returns. If you want to maximize financial returns, you must take high risks. Obviously, if you are a college student, it is not recommended to buy high-risk wealth management products. If there is a loss, it will bring great pressure to your life.

Generally speaking, it is recommended to buy Alipay bond funds, because bond funds belong to medium and low risks, and the general risks are relatively small. Long-term holding can generally spread short-term risks.

The second is to buy Alipay's wealth management products. Generally, the annualized income is between 3% and 5%, which is a stable product and basically does not lose money. It is more suitable for college students.

If you want to earn more money and take certain risks, you can also invest 100 yuan in stock funds every month, because the amount of 100 yuan is not very large, and basically it will not have a great impact on daily life. Secondly, the fixed investment of the fund can spread risks, but when choosing a fund, you must consider from many aspects, such as the past historical performance of the fund, the fund manager and the rate of return.