First, as college students, we should consciously reject online loans. College students should focus on their studies, know how to spend rationally and refuse to compare blindly. Some college students have the idea of making online loans because of super consumption or excessive consumption. Moreover, as we all know, because college students are still studying and have no financial resources, if they choose online loans, they may be involved in a bottomless pit and face high interest. It will make college students feel desperate about their life and future. Although online lending can alleviate their urgent needs at first, or make them have better consumption, it is nothing more than pulling themselves out of the quagmire. Some online loans will charge very high interest to college students. If students can't repay the principal and interest on time, then these online lending institutions will urge them to pay their debts through various ways, such as making harassing calls every day and even threatening them. So if college students choose online loans,
Second, if there is no repayment ability, online loans should be avoided. There is a college student who uses his parents to make online loans without measuring his own economy. For college students with poor family economic conditions, if they choose online loans only to satisfy vanity, it is not only irresponsible for themselves, but also irresponsible for their families. If you don't have repayment ability, you should consciously avoid online loans. Especially college students, should refuse campus loans. If you encounter financial problems, you must tell your parents or ask your classmates for help in time instead of taking online loans.
For some college students who have no repayment ability, it is very dangerous to make online loans, because once they have no repayment ability, the interest on the borrowed money may double, and because they fail to repay the principal and interest in time for a long time, they will fall into a vicious circle and owe more and more debts, which will eventually drag down not only college students, but also the whole family.
In short, as a college student, you should have a correct consumption concept, know how to distinguish right from wrong, don't overspend or overspend, and don't try to satisfy your comparison psychology and vanity through online loans. What do you think of this?