The most important thing in this world is opportunity, but many people give it up directly before he arrives. Wang Jiyang, a singer. He used to be a rich second generation. Later, his father died and his family owed tens of millions of debts. Before his mother, he only played cards. Wang Jiyang was a moldy rich second generation. In order to survive and pay off debts, Wang Jiyang came out with a guitar on his back and started his new journey. He was younger than you, when he was only 22 years old. He grew up without food and clothing, living a life that others might not be able to live in this life, but suddenly he couldn't even afford to eat. Don't you think you are luckier than him? He has no social experience at all. You don't know how much more he has experienced. Why can't you regain your confidence?
You said that 40 years old is resigned to fate, because there is no chance to speak, and it has basically been characterized. You are only 25 years old, in the prime of life. Pay off the debt first to earn money, save for one year instead of two years, and then try to buy what you want. In my opinion, if a person loses, it must not be because of lack of money. This is not a loss, but a compromise.
Really, come on, it's not a desperate situation. Maybe it's a bottleneck period. As long as you pass this stage, you will have what you really want. At that time, it was not life at all, but a life with flavor.