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Working in a bank or going to the University of Sydney for graduate study?
Your situation is very similar to yours. I am also a sophomore majoring in management accounting. I have received admission notices from the University of Sydney and the Australian Master of Accounting. I hesitated before and listened to many people's opinions. I can help you analyze:

1. If you don't want to take an undergraduate course, you should continue to study for a master's degree if you have the conditions. Banks are places for qualifications. There are too many undergraduates in the bank now. They must have been tellers when they first entered. As for how far they can develop in the end, it depends on their own nature. I have read too much emotion about bankers on the Internet. They think that master students will have better development prospects. If undergraduates don't have strong working ability, it will be difficult to get ahead. If they regret not going abroad, I'm afraid it's over. IELTS may have expired, and I haven't been exposed to English for a long time. Unless you are an English major, it won't be so easy to get another 7(6+).

Master's degree is a threshold. You want to go to a prestigious school, and you want to learn accounting well. It happens that the threshold of the University of Sydney is not too high, and many people can reach it. Therefore, many units think that the Australian diploma (even the Eighth National Congress) has a low gold content. They still judge your level by the level of your undergraduate college. If so, and you don't intend to emigrate, it's not worth spending 550,000 yuan to study accounting at the University of Sydney (unless your family is rich, 60W is nothing at all).

If you fail, you can study other majors. You don't have a professional background in accounting, so it will be a little difficult to study for a master's degree in accounting, especially for two courses with high failure rate, namely, tax law and auditing. Sometimes only 40% people can pass! In fact, you just want to gild, there is no need to spend such a big price! You can change to a lighter one, and it's not bad to study a major closely related to the economy! Besides, Australian accounting is not in line with China accounting, and banks don't care much about whether you have an accounting background. As far as I know, banks only have one accounting line-teller-accounting supervisor, which requires an accounting practice certificate. 1.5 years is not short, so you can choose 1 year.

4. I applied for the accounting major of the University of Sydney, and also applied for the accounting major of Australia. Now I have sent an email to the school asking for a master's degree in business in 1 year. There are many majors in this major, including accounting, finance and management ... I can take the same courses as the accounting major, and I won't feel so guilty for half a year. I can graduate better and save 200 thousand. Why not? !

Besides, the University of Sydney is not as good as you think, but due to the situation in your hometown, its reputation is much more useful to you than in developed areas! It should help you find a job. In Beijing, banks are reluctant to ask for master's degrees in Britain and Australia. A person with three degrees goes to the University of Sydney to get a double degree, but he is still despised by the major banks, because the banks think that three is his real level.

6. In short, spend less money and change to a lighter major, and you will be relaxed! Once you finish your master's degree in Sydney and find that you still can't find an ideal good job, at least you will feel less guilty about your parents and pay less money.