Apply for a business loan within the legal working age, be healthy, be honest and trustworthy, and the loan amount of the owner is generally1-30,000 yuan. For those with good credit and strong repayment ability, it can be increased to 50 thousand yuan. Entrepreneurs set up new economic entities, which belong to projects led by individuals or operated in partnership, and can find jobs for more than 10 laid-off workers. The loan amount generally does not exceed 654.38 million yuan. With regard to the issuance of entrepreneurial loans, according to relevant introduction, the operating mode of employee entrepreneurial microfinance is mainly at the district and urban levels, and the Municipal Federation of Trade Unions allocates 3 million small loan start-up funds to the trade unions in various districts and municipal industrial holding groups. All units funded by the Municipal Federation of Trade Unions shall provide matching funds in proportion, conduct independent preliminary examination and project approval for regions, objects and projects, and apply to poor workers in accordance with the provisions of the Municipal Federation of Trade Unions. If you are a college student, you should do this: apply to the Municipal Personnel Bureau. 1 Approval Form for Self-employment of College Graduates; 2. Original and photocopy of graduation certificate; 3. Original and photocopy of my ID card

Second, how to apply for a venture loan?

1. Submit application materials and fill in relevant application forms.

2. Obtain the recommendation institution or relevant personnel to apply for project demonstration and support.

3. Identity Confirmation The applicant shall obtain identity confirmation from the street employment service agency where the household registration is located, and sign in the identity confirmation column of the Loan Account Opening Application.

4. The bank accepts relevant loan applications and certificates and conducts audits.

5. After receiving the loan guarantee opinions, the accepting bank can handle the lender's personal guarantee procedures and loan procedures according to the requirements of bank credit rules and regulations within five working days.

To apply for a personal business loan, first of all, the purpose of the loan needs to meet the provisions of the business loan, and it must be used for business and the funds should be used for production and operation. Apply for personal business loans usually need to meet the following conditions:

1. The borrower is between 18-50 years old and has full capacity for civil conduct;

2. The borrower needs to have a stable residence and production and business premises;

3. When applying for a business start-up loan, if you are currently preparing for business start-up, you need to provide relevant business start-up certificates. If it has started business, the borrower needs to hold the company business license, industry business license, tax registration certificate and other materials issued by the industrial and commercial department;

4 loan funds for production and business activities, entrepreneurial projects must have market competitiveness or development potential, the borrower has the ability to repay the loan principal and interest;

5. The borrower's personal credit status is good, the collateral used for guarantee must meet the requirements of the bank, and the guarantor should also have good personal credit;

6. Meet other conditions stipulated by the bank.

Third, how to apply for a commercial loan?

Going to the bank for a loan can be roughly carried out as follows: 1. Prepare materials. Individuals should first prepare the materials needed to borrow from the bank, which generally include loan application, customer's ID card, household registration book, income certificate, marital status certificate and other materials (for customers with spouses, spouse's ID card and household registration book should also be provided). If it is a customer with a mortgage loan, it is necessary to issue a property certificate of the collateral; If you are a customer with unsecured loans, you need to provide a good credit record. 2. apply. After preparing the relevant materials, the customer can apply for a loan at the bank or the law firm entrusted by the bank, and submit the relevant materials to the bank for review. After paying various fees, the customer needs to sign a loan contract with the bank as a legal document binding both parties. 3. Payment review. If it is a house purchase loan, the law firm entrusted by the bank will first conduct a preliminary examination of the customer's application, and if it is qualified, the bank will conduct the final loan approval; If the audit fails, the bank will return the relevant information of the customer and the fees charged. 4. Go through other legal procedures. In addition to the contract, the customer also needs to go through some legal procedures. Then there is a bank loan.

Fourth, how to apply for a business loan?

Step/Mode 1

Apply for a loan from the bank.

Step/Mode 2

Submit the loan materials required by the bank.

Step/Mode 3

The bank reviews the materials and reports them for approval.

Step/Mode 4

After the examination and approval, both parties sign a loan contract.

Step/Mode 5

The bank performs the contract and issues loans to the applicant's account.

Step/Mode 6

The applicant should repay the loan on time.

Step/Mode 7

Required materials: 1. Original and photocopy of ID card, marriage certificate and household registration book of myself and my spouse. 2. Qualified business license, property right certificate of business premises or contract lease certificate. 3. Proof of the applicant's financial resources.