To apply for an interest-free loan for college students' business start-ups, first, you need to apply to a lending institution, and then submit supporting materials to prove that your credit status is good, which will be reviewed by the lending institution. If the loan is approved, a price contract will be concluded according to law, and finally the borrower can get the loan. Article 11 of the Interim Measures for the Administration of Personal Loans shall meet the following conditions: (1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender. Article 12 The lender shall require the borrower to apply for a personal loan in writing, and require the borrower to provide relevant materials that can prove that it meets the loan conditions. Article 13 After accepting the borrower's loan application, the lender shall fulfill the obligation of due diligence, investigate and verify the authenticity, accuracy and completeness of the personal loan application content and related information, and form an investigation and evaluation opinion.

Second, how do college students apply for interest-free loans when starting a business

College student entrepreneurs applying for loans must go through street approval and finally be approved by the labor department. The prerequisite for any failure is that the applicant must be a graduated college student. The specific operation should be this book, as perfect as possible. The street office will give you a certificate and consult the local labor and employment guidance center and commercial bank. You may have to run a lot of places at the same time. How much depends on the place and your ability, generally 2W-5W. Let's go

Third, how to apply for interest-free loans from universities?

The requirements for interest-free loans for college students are as follows:

1. The application must be at least 18 years old, hold valid identity documents and have a fixed residence;

2. The applicant must be a college student or a college graduate who graduated less than two years ago, with a college degree or above;

3. Before starting a business, the applicant needs to have its own funds to support entrepreneurial activities;

4. Before applying for a loan, the applicant must obtain an industrial and commercial business license in advance, and the project will operate normally for at least half a year;

5. Applicants need to provide certain guarantees, such as a third-party person or institution with repayment ability;

6. The use of loans must comply with laws and regulations and relevant assistance policies;

7. Open a repayment account in a loan bank and accept bank supervision.

Fourth, how to apply for interest-free loans for college students?

How to apply for an interest-free loan for college students: 1 Students applying for student loans must first provide the following materials, including their identity documents and photocopies, borrowers' identity documents and photocopies, income certificates of major family members and other materials. 2. Apply online at China Development Bank, fill in the ID number and register the account. After entering the interface, you need to fill in your corresponding information. 3. Take the above materials to the local institutions to apply for student loans, and the corresponding materials prove that the student loans are exported on the website, so please seal the agency staff. 4. At the beginning of school, bring proof and corresponding poverty proof materials to contact the academic affairs office and financial office of the school, and wait for the National Development Bank to allocate student loans. 5. Students who need to renew their loans can continue to provide relevant information, and the school will assist in issuing the corresponding loan amount after the bank has passed the examination.