1. Accidental injury: Accidental injury hospitalization medical insurance, below the top line of basic medical insurance in Hunan Medical Insurance Center in 2022, 450 yuan will be exempted every time.

2. Hospitalization medical insurance for diseases: the hospitalization medical insurance for diseases and accidental injuries is 35,000 yuan/person-year (no observation period). In 2022, if the basic medical insurance of Hunan Medical Insurance Center falls below the top line, 450 yuan will be exempted from compensation every time.

3. Critical illness medical insurance: Critical illness medical insurance150,000 yuan/person/year (no observation period). Those who exceed the maximum limit of the basic medical insurance capping line of Hunan Medical Insurance Center in 2022 and enter the mutual medical insurance for serious illness in the medical insurance center, of which the self-paid reimbursement ratio is 85%.