Recently, female college students in Shaoyang 19 are really attracted by this fast loan method. After borrowing the first campus loan, they soon fell into the dilemma of not being able to repay on time. Until the other day, I really left a letter that disappeared without a trace.
I can't stand being forced to leave home. After reading the letter, Ms. Chen found that she really sent a circle of friends at two in the morning.
Later, with the help of the police, the reporter and Ms. Chen watched the surveillance video of the day she really left, trying to find some clues.
In the picture, the girl who hurried by is real. Surveillance shows that at 7 am, 14, she turned to Zijiang South Road after passing the Jiang Yan Bridge, but then disappeared.
After searching and salvaging around the river, family and friends found no truth about the disappearance.
Living expenses loan, falling into the abyss of "campus loan"
The biological father told reporters that if it weren't for the end of April, he suddenly received a short message about his daughter's debt collection, and they still knew nothing about her loan.
Some of these dunning messages are extremely ugly, and some directly explain "bombing mobile phones 24 hours without repayment". So, Ms. Chen wants to know the situation from her daughter. Who knows that on the morning of May 2, my daughter left a letter and left without saying goodbye.
Constantly borrowing and repaying, borrowing a total of 340,000 yuan.
I found a lot of loan transaction records in my mobile phone that I did leave at home.
The reporter then opened a number of softwares in turn, all of which showed that there were indeed overdue loans. The real WeChat list shows that she also paid attention to dozens of loans in the official WeChat account.
In addition, there are some personal micro-signals to provide her with short-term loans.
The IOUs left by Zhen Zhen show that the amount of each loan is not high, mostly around 2,000 yuan, and the borrowing time is one or two weeks. However, she is constantly robbing Peter to pay Paul to repay the loan, and the accumulated loan has reached more than 340,000 yuan.
It turned out that although the IOU said that it borrowed 3,200 yuan, it actually only got 1200 yuan, and the rest would be deducted as a deposit.
The high interest rate made it difficult for Pearl Krabs to repay the loan on time, so she had to keep borrowing and paying back, which eventually made her heavily in debt.
In order to repay the loan, the great pressure brought by the serial loan made the girl unbearable and finally cornered, which also caused the family to fall into a huge haze.
Due to the lack of effective supervision, some bad platforms have mixed into the ranks of "campus loans", like demons who eat people and don't spit bones. They got into trouble with one loan after another by using astonishingly high interest rates and bombing and insulting dunning methods.
And this is the reason for the tragedy of lending.