Optimal staging:
Youfen is an Internet financial service platform for young people under Hechuang Jin Fu.
On April 20 14, Youdian brand was founded. Based on the group tenet of "innovative finance benefits people's livelihood", we provide all young people with high-quality inclusive financial services and help them build a high-quality credit life.
Focusing on U-fund loan services, we have built a full-line fast credit certification system by stages, leading the credit review industry, pushing "slow compensation" in the industry and achieving a more extreme user experience.
Provide high-quality and inclusive microfinance services for young people at excellent stages. U fund loans are simple and fast, with a maximum credit line of 5,000 yuan and the fastest payment in 5 seconds; Earn some spare money to kill some boring time. There is so much money in life. In the excellent period, we abandon the risk control mode of offline contract, build a risk control mode of full-line certification and audit, have a strict logical risk control model, and create original video risk control technology, including face recognition technology, anti-fraud technology, fraud scene early warning mechanism and comprehensive credit scoring model. 2065438+May 2006, Youdian took the lead in launching the "slow compensation" service in the industry, and promised that the credit review time would not exceed 20 minutes after submitting the supporting materials.