The repayment time of the student loan of Qingdao Agricultural University only needs to repay the principal and interest within a grace period of five years. If you don't continue to study for a degree after graduation, interest will be calculated from the year of graduation, and you only need to repay the principal and interest within a grace period of five years. If the remaining loan term after graduation is less than 5 years, repayment shall be made according to the repayment plan agreed in the loan contract. Borrowing students who continue to pursue their degrees during the repayment period after graduation shall apply to the county-level student financial assistance management department in time and provide written proof. After passing the examination, they can continue to enjoy discounts and a five-year grace period for repayment of principal, but the loan period will not be extended.