Savings card is a kind of financial transaction card issued by the bank to provide financial services for depositors, which belongs to a kind of debit card. There are two kinds: magnetic stripe and chip. Its main function is to deposit and withdraw money at networked ATMs and bank counters and spend it at networked POS machines.

The main function of a savings card is to save deposits. Cardholders can read and manually enter passwords through the electronic payment network established by the bank and the magnetic stripe of the card, so as to realize the functions of credit card consumption, ATM withdrawal, transfer and various payments. The expenses incurred through the card are equal to the decrease in the balance of the savings account.

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Precautions for the use of savings card:

1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of ATM, please do not use it for safety reasons and notify the bank immediately.

2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks.

It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose the card number and password of your bank card at will.

4. When spending by credit card, don't let the bank card leave sight. Pay attention to the number of times the cashier swipes the card. When you get the shopping list and card, check whether the amount on the shopping list is correct and whether it is my card.

5. Open SMS service, keep abreast of account changes, and call the bank to report the loss once abnormal transactions are found.

6. If you suspect that the funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in time.

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