Bao Yan (full name: recommending excellent fresh graduates to study for master's degree without taking the test), as its name implies, is a person recommended by an undergraduate school and admitted as a graduate student through an evaluation form without going through some preliminary procedures such as written examination.

1985 colleges and universities recommend a small number of outstanding undergraduate graduates as master students or direct doctoral students without examination. Generally, from the end of September to the end of 10 every year, senior students are screened, and the right to make rules and operate is in the hands of each school. So the situation of insurance research is different from school to school.